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416 Mermaid Tail Ln, Pt Aransas, TX, 78373

3beds
4baths
1,246sqft
$1,099,000
$882price/sqft
$7,350/moest. monthly cost
$294,000/yrincome needed

About This Home

Located in the heart of Palmilla Beach’s newest village, Waters Edge, 416 Mermaid Tail is a beautifully designed coastal retreat that blends comfort, character, and style. Offered fully furnished and move-in ready, the home also qualifies for short-term rentals, making it an attractive option for buyers looking to enjoy the property while having the flexibility to generate income when not in use. With 3 bedrooms and 3.5 bathrooms across 1,348 square feet, the home offers an efficient layout ideal for relaxed living or weekend escapes. The main level features a bright and open living space, a well-appointed kitchen, and a built-in bunk room that brings both personality and versatility. Upstairs, the primary suite and a secondary bedroom each feature en-suite baths, offering a peaceful sense of privacy for both guests and owners. Waters Edge is a thoughtfully planned village that embraces the natural contours of the land, offering a setting that feels both organic and elevated. Meandering streets, lush greenways, and tranquil waterways create a seamless connection between classic coastal architecture and Mustang Island’s native beauty. Spanning 165 acres, it is one of the most exciting new offerings on the Texas coast. As a resident, you will enjoy full access to all of Palmilla Beach’s premier amenities. Lounge at the Oasis Pool with its swim-up bar, enjoy poolside dining, or savor local flavors at The Black Marlin and Reds Patio Bar. Additional amenities include a state-of-the-art fitness center, scenic walking trails, a top-rated golf course, VIP beach service, the Town Center, the Waters Edge Boathouse, and pickleball courts, all thoughtfully designed to complement the Palmilla lifestyle.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

5/10
Olsen Elementary SchoolGrades PK-53.3 mi
7/10
Brundrett Middle SchoolGrades 6-83.3 mi
9/10
Port Aransas High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Oven,Gas Range,Microwave,Range Hood
  • Laundry features: Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Open Floorplan,Cable TV,Breakfast Bar,Ceiling Fan(s),Kitchen Island
  • Flooring: Hardwood,Laminate,Tile

Heating & Cooling

  • Heating features: Central,Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,246
  • Total interior livable area: 1,246 sqft

Property

Details

  • Parcel number: 604849

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: None
  • Patio & porch: Covered,Patio
  • Fencing: Other
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 2,499 sqft
  • Features: Interior Lot,Landscaped

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Inland Flooding
Tornado
Wildfire
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,557$66,684
Home Insurance *$273$3,276
Property Taxes $1,282$15,384
Electricity $238$2,859
Total$7,350$88,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,000/yr
40% on housing$220,500/yr
45% on housing$196,000/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 2.5%
2.5%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.2%
-1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$882This listing

vs Other Active Listings

Avg $/sqft

ZIP 78373$452
Nueces County$207

vs Homes Sold Last Month

Median $/sqft

ZIP 78373
Nueces County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$1,099,000
2026-02-17Listing removed$1,160,000
2025-04-10Listed for sale$1,160,000

For Sale by Agent

AgentBinkan Cinaroglu
BrokerageKuper Sotheby's Int'l Realty

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