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3934 Zinnia Dr, Harrisburg, NC, 28075

5beds
4baths
3,444sqft
$730,000
$212price/sqft
$4,840/moest. monthly cost
$193,600/yrincome needed

About This Home

Welcome to this stunning 5-bedroom, 4 full-bath home, thoughtfully designed with elegance, comfort, and functionality in mind! Beautiful light oak engineered hardwood flooring flows throughout the main level, while abundant natural light fills every corner of the home. A bright and inviting foyer warmly welcomes you inside, setting the tone for the stylish finishes throughout. The gourmet kitchen is a true showstopper, featuring crisp white cabinetry, soft-close drawers and cabinets, and sleek matte black plumbing fixtures. Seamlessly open to the living room, this space is perfect for entertaining and everyday living, complete with a cozy gas fireplace and custom built-ins that add both charm and sophistication. Enjoy hosting in the spacious dining room, accented with elegant wainscoting and easy access to the covered patio—ideal for outdoor dining and entertaining year-round. The main level also offers a convenient bedroom and full bath, perfect for guests or multi-generational living. Oak tread stairs lead you upstairs, where you'll find four additional bedrooms, three full bathrooms, and a huge media room outfitted with built-in speakers for the ultimate movie night experience. Zoned for sought after Cabarrus county schools. This beautiful home offers exceptional value and will not last long. Come fall in love with this beauty and schedule your showing today!

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Harrisburg ElementaryGrades PK-50.3 mi
10/10
Hickory Ridge MiddleGrades 6-80.5 mi
6/10
Hickory Ridge HighGrades 9-120.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Construction materials: Hardboard Siding

Other

  • Builder model: Kingston
  • Builder name: Empire

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Refrigerator,Washer/Dryer
  • Laundry features: Laundry Room

Bathroom Full

  • Level: Main

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,444

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,444
  • Total interior livable area: 3,444 sqft

Media Room

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 55170323350000
  • Zoning: RH
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.21 Acres

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters in Cabarrus County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,691$44,292
Home Insurance *$230$2,760
Property Taxes $599$7,188
Electricity $320$3,849
Total$4,840$58,080
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,942/yr
40% on housing$145,200/yr
45% on housing$129,066/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 28075$191
Cabarrus County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 28075$199
Cabarrus County$199

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$735,000
2024-04-09Sold$699,500

For Sale by Agent

AgentKirti Sobti
BrokerageNorthGroup Real Estate LLC

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