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194 Hopewell Wertsville Rd, Hopewell, NJ, 08525

3beds
2baths
1,385sqft
$539,900
$390price/sqft
$4,080/moest. monthly cost
$163,200/yrincome needed

About This Home

Welcome to this charming and beautifully maintained Cape Cod home set on a peaceful, private backyard and inviting outdoor spaces. From the moment you arrive, the home offers strong curb appeal, a covered front entry, updated walkway, tasteful landscaping, and an attached garage. Inside, the home features a bright and comfortable layout with hardwood flooring, neutral wall colors, and a clean, move in ready feel throughout. The living room offers generous natural light through multiple windows and provides a spacious gathering area with hardwood floors. The updated kitchen includes white cabinetry, stainless steel appliances, a tile backsplash, ample counter space, and a functional layout that opens toward the dining area. The adjacent dining room provides a dedicated space for everyday meals or entertaining. The bedrooms offer a warm and cozy feel and flexible use as bedrooms, office space, guest rooms, or additional living areas. The home also includes updated bathrooms with neutral finishes. Outside, the property truly stands out. The backyard offers a peaceful, park like setting with mature trees, open lawn space, a fenced boundary, patio area, covered porch, and room for outdoor dining, grilling, relaxing, or entertaining. The surrounding greenery gives the home a private and serene atmosphere while still maintaining usable yard space. With its combination of updated interiors, classic character, inviting outdoor areas, and a beautiful natural setting, this home is a wonderful opportunity for buyers looking for comfort, charm, and privacy.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

8/10
6/10
Timberlane Middle SchoolGrades 6-86.1 mi
6/10
Central High SchoolGrades 9-126.1 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Oven/Range - Electric,Refrigerator,Stainless Steel Appliance(s),Electric Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,385

Heating & Cooling

  • Heating features: Forced Air,Oil
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,385
  • Total interior livable area: 1,385 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Office

  • Level: Upper

Other

  • Level: Upper

Other

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 060000400066
  • Zoning: MRC
  • Special condition: Standard
  • Exclusions: Seller Personal Items,Sauna

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Fencing: Split Rail

Lot

  • Lot size: 0.56 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Winter Weather
Hurricane
Heat Wave
Ice Storm
Lightning

FEMA Declared Disasters Across New Jersey Counties

Fire
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance *$190$2,280
Property Taxes $967$11,604
Electricity $193$2,318
Total$4,080$48,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,885/yr
40% on housing$122,400/yr
45% on housing$108,800/yr

New Jersey FAIR Plan Programs

New Jersey Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,029Commercial: 173
Total Premiums$5.54M
Total Exposure$1.19B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 08525$264
Mercer County$275

vs Homes Sold Last Month

Median $/sqft

ZIP 08525$382
Mercer County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$519,900
2026-08-05Price change$524,900
2026-07-27Price change$539,900
2026-07-16Price change$544,900
2026-06-24Listed for sale$549,900
2024-09-27Sold$545,000
2024-08-26Contingent$539,900
2024-08-16Listed for sale$539,900

For Sale by Agent

AgentVolkan Andic
BrokerageOpus Elite Real Estate

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