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8841 Winner Rd, Independence, MO, 64053

2beds
1baths
966sqft
$110,000
$114price/sqft
$977/moest. monthly cost
$39,080/yrincome needed

About This Home

This classic 1.5-story home offers the kind of space that is getting harder to find, with generously sized rooms, a large covered front porch, and an enclosed back porch for added flexibility. The welcoming front porch adds character and gives the home a strong street presence, while the interior offers room to spread out and make it your own. Located in Independence with convenient access to major commuter routes, shopping, and daily necessities, this property offers a great blend of space, convenience, and potential. Buyer to verify square footage, taxes, schools, and all property details. My blunt take: I would not use “ready to move-in” unless you know that is still true today. From the photo, the house has character and decent presence, but the yard and some exterior areas look like they may need cleanup, so I would not overstate condition.

Getting Around

18
WalkingCar-Dependent
30
TransitSome Transit
8
BikeSomewhat Bikeable

Schools

4/10
3/10
Van Horn High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Exhaust Fan,Gas Range
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Garage Entrance,Walk-Up Access

Bedroom2

  • Features: Carpet
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Carpet,Ceiling Fan(s)
  • Level: First

Features

  • Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Storm Window(s),Thermal Windows
  • Flooring: Carpet
  • Finished area above ground: 966

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 966
  • Total interior livable area: 966 sqft

Kitchen

  • Features: Vinyl
  • Level: First

Living Room

  • Features: Carpet,Ceiling Fan(s)
  • Level: First

Master Bedroom

  • Features: Carpet
  • Level: Second

Property

Details

  • Parcel number: 14830120100000000

Features

  • Patio & porch: Porch,Screened

Lot

  • Lot size: 3,968 sqft
  • Features: City Lot

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Heat Wave
Tornado
Cold Wave
Hail
Inland Flooding

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $556$6,672
Home Insurance *$177$2,124
Property Taxes $103$1,236
Electricity $141$1,693
Total$977$11,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$33,497/yr
40% on housing$29,310/yr
45% on housing$26,053/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 2.0%
2.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$114This listing

vs Other Active Listings

Avg $/sqft

ZIP 64053$71
Jackson County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 64053$112
Jackson County$151

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2007-01-04Sold--
2004-12-22Sold--

Coming Soon

AgentSharp Homes Team
BrokerageEpique Realty

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