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8 Emden Cir #13, Punta Gorda, FL, 33950

--beds
0baths
--sqft
$25,000
--price/sqft
$357/moest. monthly cost
$14,280/yrincome needed

About This Home

Discover the perfect opportunity to create your ideal Florida lifestyle in the vibrant 55+ community of Windmill Village in Punta Gorda! This vacant lot is your blank canvas, nestled in one of Southwest Florida’s most desirable active adult waterfront communities. Windmill Village is packed with amenities to keep your days full and fun, including two private marinas, a sparkling heated pool, shuffleboard, cornhole, horseshoes, pickleball, bingo nights, and a lively social club that keeps the calendar buzzing with activities all year round. Boaters will love the direct water access via the Peace River and Charlotte Harbor – perfect for sunset cruises or a quick trip to the Gulf. Just minutes from historic downtown Punta Gorda, you're close to charming shops, waterfront dining, weekly farmers markets, and live entertainment. Whether you’re looking to build a seasonal retreat or a full-time forever home, this lot offers the flexibility and location to make it happen. Plus, you're only a short drive to award-winning Gulf Coast beaches – perfect for day trips or weekend getaways. Come be part of a welcoming, active community where every day feels like a vacation. Don’t miss your chance to own a slice of paradise in Windmill Village! *This lot is now vacant with no home on it*

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
4/10
4/10
Charlotte High SchoolGrades 9-121.7 mi

Construction

Type & Style

  • Home type: Cooperative
  • Property subType: Stock Cooperative,Unimproved Land

Property

Details

  • Parcel number: 412318482908
  • Zoning: MHP
  • Special condition: None

Features

  • On waterfront: Yes
  • Waterfront features: Waterfront

Lot

  • Lot size: 4,374 sqft
  • Lot size dimensions: 56 x 79 x 55 x 79

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Charlotte County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $126$1,512
Home Insurance *$17$204
Property Taxes $17$204
Electricity $197$2,366
Total$357$4,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$12,240/yr
40% on housing$10,710/yr
45% on housing$9,520/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.7%
4.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 33950$218
Charlotte County$200

vs Homes Sold Last Month

Median $/sqft

ZIP 33950$267
Charlotte County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-26Price change$25,000
2025-11-14Price change$33,000
2025-07-16Price change$38,000
2025-04-11Listed for sale$47,000

For Sale by Agent

AgentMatthew Patterson
BrokerageKW PEACE RIVER PARTNERS

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