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13111 Old Meridian St #185, Carmel, IN, 46032

2beds
2baths
1,361sqft
$335,000
$246price/sqft
$2,251/moest. monthly cost
$90,040/yrincome needed

About This Home

Rare opportunity to own one of only eight condominiums at The Signature, Carmel's premier destination for living, dining, and retail at Old Meridian and Main. This 1,361 SF residence offers 2 bedrooms and 2 full baths with upgraded designer finishes throughout: quartz countertops, soft close cabinetry, stainless steel appliances, ceramic tile backsplash, luxury vinyl plank flooring, and 2 private balconies. Garage parking, keyless entry, a full size washer and dryer in the unit, and fast fiber internet complete the package. Resort style amenities include a sparkling pool with cabanas, a fitness center spanning more than 4,000 SF with a private hot yoga room, Peloton and Tonal studios, two golf simulators, a lighted pickleball court, bocce, an outdoor fitness courtyard, a community garden, and an outdoor living room with fireplace. Residents also enjoy a business center with 12 private focus rooms, a rentable event space with chef's kitchen, an automated package room, EV chargers, a pet spa, and a dog park where pups roam free of the leash. Downstairs, The Signature's own retail lineup puts daily life at your doorstep: Moontown Brewing Co. taproom, the iconic Stout's Shoes, and Indie Lux Atelier med spa, with the Monon Trail, Midtown, and the Arts and Design District minutes away. Walk to Main Street dining and shopping, or hop on Old Meridian to Clay Terrace and US 31. This is luxury living without the maintenance, in the heart of Carmel. Schedule your tour today! Private Remarks

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
78
BikeVery Bikeable

Schools

8/10
Carmel Elementary SchoolGrades PK-51.3 mi
8/10
Carmel Middle SchoolGrades 6-80.2 mi
10/10
Carmel High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Other
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Disposal,MicroHood,Electric Oven,Refrigerator,Washer
  • Laundry features: Laundry Room

Bedroom2

  • Level: Main
  • Area: 145
  • Dimensions: 12.5x11.6

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 560.25
  • Dimensions: 22.5 x 24.9

Features

  • Double Vanity,High Speed Internet,Walk-In Closet(s)
  • Common walls with other units/homes: 1 Common Wall

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,361
  • Total interior livable area: 1,361 sqft

Kitchen

  • Level: Main
  • Area: 560.25
  • Dimensions: 22.5 x 24.9

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 37.76
  • Dimensions: 6.4x5.9

Living Room

  • Level: Main
  • Area: 560.25
  • Dimensions: 22.5 x 24.9

Master Bedroom

  • Level: Main
  • Area: 142.08
  • Dimensions: 12.8x11.1

Property

Accessibility

  • Accessibility features: Hallway - 36 Inch Wide,Accessible Doors,Accessible Entrance

Details

  • Parcel number: 290925101008112018
  • Attached to another structure: Yes
  • Special condition: Sales Disclosure On File
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Entry location: Building Private Entry
  • Pool features: Cabana,Fenced,In Ground,Outdoor Pool
  • Patio & porch: Porch

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,693$20,316
Home Insurance *$132$1,584
Property Taxes $242$2,904
Electricity $184$2,212
Total$2,251$27,012
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,177/yr
40% on housing$67,530/yr
45% on housing$60,026/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$246This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$246
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$335,000
2025-07-15Listing removed$3,050
2025-04-12Listed for rent$3,050

For Sale by Agent

AgentTerry Brown
BrokerageCENTURY 21 Scheetz

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