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234 Gamel Rd, Dallas, GA, 30157

3beds
3baths
2,088sqft
$399,900
$192price/sqft
$3,265/moest. monthly cost
$130,600/yrincome needed

About This Home

*** 100% FINANCING AVAILABLE ON THIS HOME*** New Construction Split Foyer available for immediate occupancy. This split foyer boasts over 2,000 SF of finished area. A huge double drive under garage leads you into a full finished BONUS ROOM with a full bathroom. Upstairs you'll find 3 bedrooms and 2 full bathrooms, all with 9 foot ceilings. Along with the vaulted great room with a fireplace, there is a dining room set up for your 12 seat dining table and hutch. The kitchen features vaulted ceilings, solid countertops, all stainless appliances, soft close-stained cabinets and a pantry for your storage needs. The master bedroom features a trey ceiling with a ceiling fan and the master bath includes solid counter tops and both a garden tub and a separate shower unit. All these features are available along with a huge rear deck and a sodded front and side yards. No HOA fees to worry about. The home is APPROVED FOR A USDA HOME LOAN, and we have a 100% FINANCING PACKAGE AVAILABLE with NO PRIVATE MORTGAGE INSURANCE (PMI), PROVIDED BY UNITED COMMUNITY MORTGAGE . Make plans to come and see this beautiful home for yourself!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
South Paulding High SchoolGrades 9-1211.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: In Basement,Laundry Room,Lower Level

Basement

  • Has basement: Yes
  • Basement: Daylight,Exterior Entry,Finished,Finished Bath,Interior Entry

Bedroom

  • Features: Master on Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Features: Seats 12+

Features

  • Double Vanity,High Ceilings 9 ft Lower,High Ceilings 9 ft Main,High Speed Internet,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows,Insulated Windows,Shutters
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,088
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central,Electric,Forced Air,Heat Pump
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Heat Pump

Interior Area

  • Total structure area: 2,088
  • Total interior livable area: 2,088 sqft

Kitchen

  • Features: Cabinets Stain, Pantry, Stone Counters

Master Bathroom

  • Features: Separate Tub/Shower, Soaking Tub

Master Bedroom

  • Features: Master on Main
  • Level: Master on Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 093167
  • Other equipment: None
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck
  • Exterior features: Rear Stairs,No Dock
  • Spa features: None
  • Fencing: None
  • Has view: Yes
  • View description: Rural
  • Waterfront features: None
  • Waterbody name: None

Lot

  • Lot size: 0.50 Acres
  • Features: Back Yard,Front Yard,Landscaped,Sloped
  • Lot size dimensions: 184x297x72x162

Parking

  • Total spaces: 2
  • Parking features: Drive Under Main Level,Garage,Garage Door Opener,Garage Faces Front,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$196$2,352
Property Taxes $828$9,936
Electricity $219$2,637
Total$3,265$39,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,942/yr
40% on housing$97,950/yr
45% on housing$87,066/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 4.0%
4.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$192This listing

vs Other Active Listings

Avg $/sqft

ZIP 30157$158
Paulding County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 30157$173
Paulding County$167

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$399,900
2026-01-03Listing removed$399,900
2025-08-01Price change$399,900
2025-04-12Listed for sale$364,900

New Construction

AgentRonnie Tibbitts
BrokerageMaximum One Realty Greater ATL.

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