574 Prema Dr, Chattanooga, TN, 37412
About This Home
Welcome to a home that simply feels right the moment you walk in. This beautifully maintained 4-bedroom, 3-bath home offers the perfect blend of space, comfort, and intentional design across 2,072 square feet. Every room has been thoughtfully arranged to create a natural flow—making everyday living easy and entertaining effortless. Step inside and you’ll notice the difference immediately—clean lines, abundant natural light, and a layout that just makes sense. The living spaces are open yet defined, giving you both connection and privacy where it matters most. The kitchen sits at the heart of the home—positioned perfectly for gathering, conversation, and daily life. Whether you're hosting friends or enjoying a quiet evening, this space works with you, not against you. The primary suite offers a quiet retreat—spacious, comfortable, and designed for rest and reset. Additional bedrooms provide flexibility for family, guests, or a home office. Outside, you’ll find a setting that invites you to slow down and enjoy—ideal for morning coffee, evening conversations, or simply taking a breath after a long day. What truly sets this home apart is how livable it is. Everything has been cared for. Everything has a place. And everything feels ready for its next chapter. Conveniently located near shopping, dining, and everyday essentials—while still offering the space and comfort you’ve been looking for. Homes like this don’t stay available long. Schedule your showing today and experience it for yourself.
Getting Around
Car-Dependent
Minimal Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Roof: Shake / Shingle
Type & Style
- Home type: SingleFamily
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Other,Electric
- Cooling features: Central
Interior Area
- Total interior livable area: 2,072 sqft
Property
Details
- Parcel number: 170GF026
Features
- Exterior features: Shingle,Brick,Composition
- Has view: Yes
- View description: None
Lot
- Lot size: 1 Acres
Parking
- Total spaces: 4
- Parking features: Garage - Attached
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance | $148 | $1,776 |
| Property Taxes | $733 | $8,796 |
| Electricity | $175 | $2,103 |
| Total | $3,558 | $42,696 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-10 | Listed for sale | $489,900 |
| 2025-11-06 | Sold | $489,900 |
| 2025-10-27 | Pending sale | $489,900 |
| 2025-04-25 | Listed for sale | $489,900 |
View on Zillow