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219 Vine Cir, Loretto, TN, 38469

2beds
1baths
868sqft
$89,000
$103price/sqft
$711/moest. monthly cost
$28,440/yrincome needed

About This Home

PRICE REDUCED!! 2 bedroom 1 bath with attached carport situated on a corner lot close to downtown Loretto. Price point is great for a starter home or investment property. Home being sold "AS IS".

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Loretto High SchoolGrades 9-121.2 mi
5/10
Leoma Elementary SchoolGrades PK-87.1 mi

Construction

Condition

  • Year built: 1953

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Electric Oven,Cooktop

Basement

  • Basement: None,Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bedrooms: 2

Features

  • Flooring: Carpet,Laminate
  • Finished area above ground: 868

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Ceiling Fan(s),Wall/Window Unit(s)

Interior Area

  • Total structure area: 868
  • Total interior livable area: 868 sqft

Property

Details

  • Parcel number: 151B A 02002 000
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft
  • Lot size dimensions: 85M x 77.5M IRR

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Tornado
Cold Wave
Earthquake
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $450$5,400
Home Insurance $52$624
Property Taxes $34$408
Electricity $175$2,103
Total$711$8,532

Income You'd Need if You Spent...

35% on housing$24,377/yr
40% on housing$21,330/yr
45% on housing$18,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$103This listing

vs Other Active Listings

Avg $/sqft

ZIP 38469$126
Lawrence County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 38469$197
Lawrence County$175

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-09-15Listed for sale$89,000
2025-08-27Listing removed$89,000
2025-08-24Listed for sale$89,000
2025-08-14Pending sale$89,000
2025-07-25Price change$89,000
2025-04-13Listed for sale$94,500
2024-08-16Listing removed$99,900
2024-06-19Price change$99,900
2024-03-02Listed for sale$114,900

For Sale by Agent

AgentJon Evans
BrokerageCORE Real Estate

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