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3071 Regatta Dr, Saint Clair, MI, 48079

4beds
3baths
2,071sqft
$489,000
$236price/sqft
$3,353/moest. monthly cost
$134,120/yrincome needed

About This Home

This home is finished - ready to move in. This newly constructed Colonial home is in a great community. Within walking distance to the bike and walking path that takes you downtown St Clair or to the elementary school. The first floor is an open concept with a large walk in pantry. Working from home - there is a room for your office. Four large bedrooms with 2 full bathrooms on the second floor. Laundry room is on the second floor between all the bedrooms. What a great layout!

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
28
BikeSomewhat Bikeable

Schools

6/10
St. Clair Middle SchoolGrades 5-80.6 mi
7/10
St. Clair High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Basement,Poured,Sump Pump
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Humidifier

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Upper
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: Upper
  • Area: 100
  • Dimensions: 10 x 10

Bedroom

  • Level: Upper
  • Area: 130
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Window features: Egress Windows
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area above ground: 2,071

Great Room

  • Level: Entry
  • Area: 196
  • Dimensions: 14 x 14

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,071 sqft

Kitchen

  • Level: Entry
  • Area: 120
  • Dimensions: 10 x 12

Laundry

  • Level: Upper
  • Area: 30
  • Dimensions: 6 x 5

Other

  • Level: Upper
  • Area: 50
  • Dimensions: 5 x 10

Other

  • Level: Basement

Other

  • Level: Entry
  • Area: 100
  • Dimensions: 10 x 10

Primary Bathroom

  • Level: Upper
  • Area: 49
  • Dimensions: 7 x 7

Primary Bedroom

  • Level: Upper
  • Area: 182
  • Dimensions: 14 x 13

Property

Details

  • Parcel number: 74305770040000
  • Special condition: Short Sale No,Standard
  • Exclusions: Exclusion(s) Do Not Exist

Features

  • Levels: Two
  • Stories: 2
  • Entry location: GroundLevel
  • Pool features: None

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 90 x 155

Parking

  • Total spaces: 3
  • Parking features: Three Car Garage,Attached
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tsunami

FEMA Declared Disasters in St. Clair County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$233$2,796
Property Taxes $423$5,076
Electricity $225$2,710
Total$3,353$40,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,960/yr
40% on housing$100,590/yr
45% on housing$89,413/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.5%
10.5%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 48079$170
St. Clair County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 48079$184
St. Clair County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-02Price change$489,000
2025-10-30Price change$469,000
2025-04-15Listed for sale$499,000

New Construction

AgentJustin Tibble
BrokerageNEXGEN Realty

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