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43 & 49 Gold Coast Lane, Chelan, WA, 98816

1beds
2baths
560sqft
$4,550,000
$8,125price/sqft
$27,016/moest. monthly cost
$1,080,640/yrincome needed

About This Home

Welcome to Gold Coast Lane! One of Lake Chelan’s most exceptional waterfront opportunities! This rare offering includes two parcels totaling over an acre of gently sloping, park-like grounds with 130+ feet of coveted low-bank shoreline. Enjoy a one-of-a-kind circular bulkhead with swim steps, plus a private sandy beach with easy walk-in access to the lake. The waterfront is fully equipped for recreation with a like-new private dock, 7,000-lb boat lift, mooring buoys, and approved permitting already in place for a second dock (building permit still required). A beautifully updated 1-bedroom, 1.5-bath cabana features a full kitchen and comfortable living space—perfect for immediate enjoyment while planning your dream waterfront residence. Build one spectacular estate or take advantage of the two-parcel configuration for the potential of two homes. Ideally located just minutes from downtown Chelan, with convenient access off Hwy 97A, this premier property is surrounded by some of Lake Chelan’s finest waterfront estates. A truly rare chance to secure an iconic piece of Lake Chelan shoreline.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
11
BikeSomewhat Bikeable

Schools

8/10
Chelan Middle SchoolGrades 6-83.2 mi
3/10
Chelan High SchoolGrades 9-123.2 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1983

Materials

  • Foundation: Poured Concrete
  • Roof: Composition,Flat,See Remarks
  • Construction materials: Metal/Vinyl

Notable Dates

  • Major remodel year: 1983

Type & Style

  • Home type: MobileManufactured
  • Architectural style: See Remarks,Manuf-Single Wide
  • Property subType: Manufactured Home,Manufactured On Land

Interior

Appliances

  • Appliances included: Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Entry Hall

  • Level: Main

Features

  • Flooring: Engineered Hardwood

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air

Interior Area

  • Total structure area: 560
  • Total interior livable area: 560 sqft

Kitchen Without Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Other

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 272216770005
  • Zoning description: Jurisdiction: See Remarks
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Water Heater
  • Has view: Yes
  • View description: Lake,Mountain(s),Territorial
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Low Bank,Bulkhead,Lake,No Bank
  • Frontage length: Waterfront Ft: 60
  • Topography of land: Level,Partial Slope,Sloped

Lot

  • Lot size: 1.18 Acres
  • Features: Paved,Deck,Dock,Fenced-Partially,Outbuildings,Patio,Sprinkler System

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Avalanche
Lightning
Cold Wave
Hail
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Chelan County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,007$276,084
Home Insurance *$1,396$16,752
Property Taxes $2,464$29,568
Electricity $149$1,793
Total$27,016$324,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$926,262/yr
40% on housing$810,480/yr
45% on housing$720,426/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.1%
11.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$8,125This listing

vs Other Active Listings

Avg $/sqft

ZIP 98816$421
Chelan County$355

vs Homes Sold Last Month

Median $/sqft

ZIP 98816$360
Chelan County$300

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-06-02Listed for sale$4,550,000

For Sale by Agent

AgentRhett J. Crow
BrokerageWindermere RE/Lk Chelan Dwntwn

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