7240 107th Ave, Clear Lake, MN, 55319
About This Home
Take advantage of this rare opportunity to own over 350 feet of both lake and river frontage! This property boasts 80 feet of shoreline on Elk Lake, and 270 feet of shoreline on the Elk River. Walleyes and Crappies can be caught right from shore. The public boat landing is less than a mile down the road. Located just 1 hour from the twin cities, and 30 minutes from St. Cloud. Midco Cable for high-speed internet and TV is hooked up. This home was completely remodeled in 2003 by a local custom home builder (Haus Construction), which included all new electrical, plumbing, windows, utilities, and all interior and exterior finishings. This home features custom cabinets and vanities throughout, granite countertops, in-floor heat, gas fireplace, knotty pine finishing, surround sound, and many other custom features. The craftsmanship in this home is sure to impress! Furnace, A/C unit, and Dryer all less than one year old. The aluminum dock is included with the sale. All home furnishings can be included at Buyer's choosing.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1963
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Freezer,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Main Level
Basement
- Basement: None
Bedroom
- Level: Upper
- Area: 140
- Dimensions: 14x10
Bedroom2
- Level: Upper
- Area: 130
- Dimensions: 13x10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Dining Room
- Level: Main
- Area: 195
- Dimensions: 15x13
Features
- Number of fireplaces: 1
- Fireplace features: Gas
- Finished area below ground: 0
- Finished area above ground: 2,212
Heating & Cooling
- Heating features: Forced Air,In-Floor Heating
- Cooling features: Central Air
Interior Area
- Total structure area: 2,212
- Total interior livable area: 2,212 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 15x14
Living Room
- Level: Main
- Area: 225
- Dimensions: 15x15
Living Room
- Level: Upper
- Area: 320
- Dimensions: 20x16
Property
Accessibility
- Accessibility features: Other
Details
- Parcel number: 20004070020
- Zoning description: Residential-Single Family
- Foundation area: 1294
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Has view: Yes
- View description: Lake,River
- Has water view: Yes
- Water view: Lake,River
- On waterfront: Yes
- Waterfront features: Lake Front,River Front,Lake Bottom(Sand)
- Frontage length: Water Frontage: 350
Lot
- Lot size: 0.57 Acres
- Features: Accessible Shoreline,Corner Lot
- Lot size dimensions: 80 x 255 x 50 x 235
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Drought
- Hail
- Lightning
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Sherburne County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,527 | $30,324 |
| Home Insurance * | $295 | $3,540 |
| Property Taxes | $395 | $4,740 |
| Electricity | $186 | $2,238 |
| Total | $3,403 | $40,836 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-16 | Listed for sale | $549,900 |
| 2025-11-25 | Listing removed | $579,900 |
| 2025-08-30 | Listed for sale | $579,900 |
| 2025-08-29 | Listing removed | $599,900 |
| 2025-07-14 | Price change | $599,900 |
| 2025-05-19 | Price change | $629,000 |
| 2025-04-18 | Listed for sale | $649,000 |
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