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1483 John Thomas Cv, Hernando, MS, 38632

5beds
4baths
3,715sqft
$595,900
$160price/sqft
$3,961/moest. monthly cost
$158,440/yrincome needed

About This Home

This is an amazing 5 bedroom 3.5 baths on a beautiful .85 acres. This home has all the bells a whistles! You will LOVE the STUNNING spiral staircase as you enter the foyer. This home includes zero clearance shower, dual shower heads, custom cabinets, pot filler above the stove, balcony area over looking the main living, vaulted ceilings, AMAZING stone fireplace and a beautiful back yard with plenty of room for entertainment. Primary suite, 1 bedroom, and living is all downstairs with the remaining bedrooms, bathrooms, and bonus room upstairs. 3 car garage with a large bonus room and wet bar completed above. You won't want to miss out on this beautiful custom home!!!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
Hernando Middle SchoolGrades 6-82.8 mi
9/10
Hernando High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Architectural Shingles
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Cooktop,Microwave,Self Cleaning Oven,Vented Exhaust Fan
  • Laundry features: Laundry Room,Lower Level

Bathroom

  • Level: Upper

Bathroom

  • Level: Upper

Bedroom

  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Upper

Dining Room

  • Level: Main

Features

  • Bar,Ceiling Fan(s),High Ceilings,Kitchen Island,Open Floorplan,Pantry,Soaking Tub,Walk-In Closet(s),Breakfast Bar
  • Door features: Dead Bolt Lock(s),Pocket
  • Window features: Vinyl
  • Flooring: Vinyl,Carpet,Ceramic Tile,Combination
  • Fireplace features: Great Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 3,715
  • Total interior livable area: 3,715 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Parking

Details

  • Parcel number: 308623140 0001100

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Rear Porch,Slab
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.85 Acres
  • Features: Cul-De-Sac

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,013$36,156
Home Insurance *$340$4,080
Property Taxes $263$3,156
Electricity $345$4,145
Total$3,961$47,532
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,805/yr
40% on housing$118,830/yr
45% on housing$105,626/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 38632$161
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38632$163
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-31Price change$605,900
2025-09-29Price change$649,900
2025-07-26Price change$679,900
2025-04-16Listed for sale$699,900

For Sale by Agent

AgentWaylon W Gustafson
BrokerageCapstone Realty Services

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