400 Old Toccoa Loop, Mineral Bluff, GA, 30559
About This Home
Welcome to Cottage 10 in the Hillside Cottages of Old Toccoa Farm, where rustic charm meets modern convenience. Nestled on a hill with stunning views of the Toccoa River and Hole #7 of North Georgia's prestigious golf course, this cottage offers exclusive access to one of the Southeast's most sought-after golfing experiences. Behind the guarded gates, you'll find an 18-hole course, deeded access to the Toccoa River, a pro golf shop, and the "Tavern at OTF," featuring a full bar, dining, and lounge areas. Cottage 10 boasts beautiful rustic elements, including cedar shake, stone, and wood finishes, while the interior is bright and airy with soaring ceilings and expansive windows that showcase the lush landscape. Enjoy a fully-equipped kitchen and a cozy bedroom retreat with an ensuite bath, plus the convenience of in-unit laundry. Sold fully furnished and professionally decorated, this cottage features a hardscaped patio with a fire pit, a paved golf cart path, and a designated OTF golf cart. Own parking space. These Hillside Cottages are expertly managed and serve as lucrative rental properties in a thriving getaway destination. Pickleball and tennis courts are being constructed. Call today for more information—EAT. PLAY. RELAX. at Old Toccoa Farm!
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Resale
- Year built: 2022
Materials
- Foundation: Permanent
- Roof: Shake
- Construction materials: Frame,Wood Siding,Stone,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage,Modern
- Property subType: Residential
Interior
Appliances
- Appliances included: Refrigerator,Range,Microwave,Dishwasher,Washer,Dryer,Tankless Water Heater
- Laundry features: Main Level
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bedrooms: 1
Features
- Ceiling Fan(s),Sheetrock,Wood,Eat-in Kitchen
- Window features: Insulated Windows
- Flooring: Wood,Tile
- Fireplace features: Outside,See Remarks
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0051 01279
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Fire Pit
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Year Round,River,Trees/Woods
- Has water view: Yes
- Water view: River
- Waterfront features: River Front
- Waterbody name: Toccoa River
- Frontage type: Road,River,Golf Course
- Topography of land: Sloping
Lot
- Lot size: 7,405 sqft
Parking
- Parking features: See Remarks,Asphalt
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Hail
- Ice Storm
- Landslide
- Wildfire
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,098 | $25,176 |
| Home Insurance * | $149 | $1,788 |
| Property Taxes | $138 | $1,656 |
| Electricity | $219 | $2,637 |
| Total | $2,604 | $31,248 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-01-11 | Listed for sale | $415,000 |
| 2026-01-01 | Listing removed | $415,000 |
| 2024-06-28 | Listed for sale | $415,000 |
| 2023-06-29 | Sold | $400,000 |
| 2023-06-14 | Pending sale | $425,000 |
| 2023-06-11 | Listed for sale | $425,000 |
For Sale by Agent
View on Zillow