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95494 Golden Glow Dr, Fernandina Beach, FL, 32034

4beds
4baths
2,638sqft
$749,900
$284price/sqft
$4,591/moest. monthly cost
$183,640/yrincome needed

About This Home

Riverside Homes popular Tomoka plan in Amelia National Golf & Country Club on a beautiful water homesite with a Fall completion date. This home has 4 bedrooms and 4 baths, study and dining rooms, 12' ceilings, 8' doors, and 3 car garage. Some of the structural options include huge 16' slider flooding the Family Room with light. The Chef's Kitchen is prewired for double pendants and under cabinet lighting. The Owner's Suite has a sitting room, spa bath with free standing tub and super shower with double shower heads. The finishing touches of crown molding and tray ceilings are a perfect designer addition. Riverside Homes include gas appliances, tankless water heater, paver driveway and lead walk, structured wiring and surround sound. The floor plan brochure in documents. **Photos of similar home**

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
Fernandina Beach High SchoolGrades PK,3,8-126.1 mi
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Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Shingle
  • Construction materials: Fiber Cement,Frame

Other

  • Builder name: Riverside Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: One Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Stove

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Window features: Vinyl

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,638
  • Total interior livable area: 2,638 sqft

Property

Details

  • Parcel number: 262N28006A05270000
  • Zoning: Res
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Covered,Open,Patio
  • Frontage type: Preservation

Lot

  • Lot size: 8,400 sqft
  • Lot size dimensions: 60 x 140

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Other,See Remarks
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Lightning
Hurricane
Heat Wave
Tornado
Tsunami

FEMA Declared Disasters in Nassau County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,791$45,492
Home Insurance *$485$5,820
Property Taxes $50$600
Electricity $265$3,185
Total$4,591$55,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,405/yr
40% on housing$137,730/yr
45% on housing$122,426/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 32034$414
Nassau County$310

vs Homes Sold Last Month

Median $/sqft

ZIP 32034$303
Nassau County$223

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-28Price change$749,900
2026-03-17Listed for sale$739,900

New Construction Spec

AgentAndrea Johnson
BrokerageRICK WOOD & ASSOCIATES, INC.

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