See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

145 Tommie Valley Dr, Oakland, TN, 38060

4beds
3baths
2,650sqft
$499,900
$189price/sqft
$3,609/moest. monthly cost
$144,360/yrincome needed

About This Home

Spacious 5BR/3BA home in Oakland! Open floor plan with hardwood, great room w/ fireplace, and modern kitchen with quartz countertops & stainless appliances. Primary suite features double vanities, a free-standing tub & walk-in shower. Upstairs bonus room provides flexible space for office, playroom, or media. Covered patio overlooks backyard—perfect for entertaining. Blinds and fence are also included, so you don't have to worry about that added expense after closing! Convenient to schools, shopping & Hwy 64! This home is Ready Now! **Contact us today to learn about the current builder promo valued at $25,000! Promo ends May 10th.**

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
4/10
West Junior High SchoolGrades 6-81.7 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Composition Shingles
  • Construction materials: Brick Veneer,Wood/Composition

Other

  • Builder name: Regency Homebuilders

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Disposal,Gas Cooktop,Microwave,Range/Oven
  • Laundry features: Laundry Room

Bedroom2

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: First
  • Area: 168

Bedroom3

  • Features: Carpet,Shared Bath,Smooth Ceiling,Vaulted/Coffered Ceilings,Walk-In Closet(s)
  • Level: First
  • Area: 168

Bedroom4

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 288

Bedroom5

  • Features: Carpet,Shared Bath,Smooth Ceiling
  • Level: Second
  • Area: 130

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Den

  • Area: 340

Features

  • 1 or More BR Down,Double Vanity Bath,Full Bath Down,Primary Down,Separate Tub & Shower,Vaulted/Coffered Primary,High Ceilings,Smooth Ceiling,Vaulted/Coff/Tray Ceiling,Cable Wired,Walk-In Closet(s),2 or More Baths,2nd Bedroom,3rd Bedroom,Breakfast Room,Den/Great Room,Kitchen,Laundry Room,Primary Bedroom,1 Bath,4th or More Bedrooms,Square Feet Source: Floor Plans (Builder/Architecture)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Part Carpet,Part Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: In Den/Great Room,Ventless
  • Fireplace: Yes
  • Attic: Attic Access

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,650 sqft

Kitchen

  • Features: Kitchen Island,Pantry,Separate Breakfast Room
  • Area: 156

Living Room

  • Features: Great Room

Master Bathroom

  • Features: Double Vanity,Separate Shower,Smooth Ceiling,Tile Floor,Vaulted/Coffered Ceiling,Full Bath

Master Bedroom

  • Features: Carpet,Smooth Ceiling,Vaulted/Coffered Ceiling,Walk-In Closet(s)
  • Level: First
  • Area: 221

Property

Details

  • Parcel number: 086NB02200000

Features

  • Stories: 2
  • Pool features: None
  • Patio & porch: Porch,Covered Patio
  • Fencing: Wood,Wood Fence
  • Living area range: 2600-2799

Lot

  • Lot size: 0.28 Acres
  • Features: Professionally Landscaped
  • Lot size dimensions: .28

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Earthquake
Heat Wave
Ice Storm
Lightning
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,527$30,324
Home Insurance $280$3,360
Property Taxes $587$7,044
Electricity $215$2,583
Total$3,609$43,308

Income You'd Need if You Spent...

35% on housing$123,737/yr
40% on housing$108,270/yr
45% on housing$96,240/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 38060$162
Fayette County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 38060$176
Fayette County$174

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-04Price change$514,900
2025-09-03Listed for sale$509,900

New Construction Spec

AgentAnna Roeder
BrokerageRegency Realty, LLC

Similar Homes