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1131 Stringers Ridge Rd APT 10B, Chattanooga, TN, 37405

2beds
2baths
1,175sqft
$350,000
$298price/sqft
$2,340/moest. monthly cost
$93,600/yrincome needed

About This Home

Welcome to The Pinnacle Condominium, a gated community perched above downtown Chattanooga, offering sweeping skyline and mountain views. Enjoy seasonal scenery, city lights, and fireworks visible from multiple areas throughout the community. Seller contributing $16,000 to cover the approved assessment of the exterior and interior renovations. Secure your place at The Pinnacle before the building's renovations are complete. This recently updated condo features a modern, professionally designed interior and is positioned on the mountain-view side, offering a peaceful and scenic backdrop. The spacious eat-in kitchen includes remote LED lighting and a sleek peninsula that opens seamlessly to the dining area, while the living room showcases stunning mountain views. The home offers two generous bedrooms, two full bathrooms, and a new all-in-one washer and dryer in your private laundry closet. Residents enjoy an extensive amenity package. Monthly HOA $517 covering: electric, water, sewer, pest control, trash, and more. Community amenities include a saltwater pool and patio, fitness center, clubhouse and movie theater, BBQ and picnic areas, laundry facilities on every floor, private storage locker, two assigned parking spaces plus guest parking, and two designated pet-friendly areas. Ideally located just minutes from downtown Chattanooga's vibrant riverfront, dining, live music, shopping, parks, and scenic trails offering the perfect blend of city convenience and natural beauty. Just minutes walking distance to Stringers Ridge Park, a 92-acre wilderness park in North Chattanooga featuring approximately 7 miles of trails for walking, hiking, and mountain biking, along with scenic overlooks of the Tennessee River and downtown. Plus it's pet-friendly. The Pinnacle has completed several significant upgrades, including two new elevators, improved climate control systems, an updated security/camera system, roof replacement in 2019 and enhanced fire safety improvements in 2025. Additional improvements include a fresh modern exterior paint and refreshed interior hallways/lobby started and to be completed in 2026. Schedule your private showing today.

Getting Around

14
WalkingCar-Dependent
0
TransitNo Nearby Transit
25
BikeSomewhat Bikeable

Schools

4/10
5/10
Red Bank Middle SchoolGrades 6-83.4 mi
5/10
Red Bank High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1974

Materials

  • Foundation: Block
  • Roof: Rubber
  • Construction materials: Brick,Concrete

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Free-Standing Electric Range,Free-Standing Refrigerator,Ice Maker,Microwave,Refrigerator,Self Cleaning Oven,Stainless Steel Appliance(s),Washer/Dryer,Water Heater
  • Laundry features: Common Area,Laundry Closet,Electric Dryer Hookup,In Hall,Inside,Lower Level,Laundry Room,Main Level,Multiple Locations,In Unit,Washer Hookup

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Chandelier,Crown Molding,Eat-in Kitchen,Granite Counters,High Speed Internet,Kitchen Island,Pantry,Recessed Lighting,Smart Camera(s)/Recording,Soaking Tub,Storage,Walk-In Closet(s),Tub/shower Combo,Breakfast Nook,Separate Dining Room
  • Window features: Drapes,Double Pane Windows,Insulated Windows,Screens
  • Flooring: Luxury Vinyl,Tile
  • Fireplace: Yes
  • Finished area above ground: 1,175

Heating & Cooling

  • Heating features: Electric,Other
  • Cooling features: Electric,Other

Interior Area

  • Total structure area: 1,175
  • Total interior livable area: 1,175 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Accessibility

  • Accessibility features: Accessible Bedroom,Accessible Closets,Accessible Common Area,Accessible Central Living Area,Accessible Doors,Accessible Entrance,Accessible Elevator Installed,Accessible Full Bath,Accessible Hallway(s),Accessible Approach with Ramp,Accessible Washer/Dryer,Adaptable Bathroom Walls,Reinforced Floors,Safe Emergency Egress from Home,Other

Details

  • Parcel number: 126n C 003 C101
  • Special condition: Agent Owned,Personal Interest
  • Other equipment: Call Listing Agent

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Association,Fenced,In Ground,Outdoor Pool,Private,Salt Water
  • Patio & porch: Covered,Deck,Rear Porch,Terrace,Porch - Covered
  • Exterior features: Balcony,Barbecue,Courtyard,Dog Run,Garden,Gas Grill,Lighting,Outdoor Grill
  • Has view: Yes
  • View description: Bridge(s),City,City Lights,Downtown,Garden,Hills,Lake,Marina,Mountain(s),Panoramic,Pool,River,Ridge,Skyline,Trees/Woods,Valley,Water
  • Has water view: Yes
  • Water view: Lake,Marina,River,Water

Lot

  • Features: Back Yard,City Lot,Few Trees,Gentle Sloping,Landscaped,Level,Paved,Near Public Transit,Sprinklers In Front,Sprinklers In Rear,Views
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Assigned,Circular Driveway,Concrete,Community Structure,Driveway,Electric Vehicle Charging Station(s),Garage,Gated,Parking Lot,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance $216$2,592
Property Taxes $180$2,160
Electricity $175$2,103
Total$2,340$28,080

Income You'd Need if You Spent...

35% on housing$80,228/yr
40% on housing$70,200/yr
45% on housing$62,400/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$298This listing

vs Other Active Listings

Avg $/sqft

ZIP 37405$243
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37405
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$350,000
2026-04-01Listing removed$315,000
2026-01-06Listed for sale$315,000
2025-12-01Listing removed$295,000
2025-10-03Listed for sale$295,000
2025-10-01Listing removed$300,000
2025-08-26Price change$300,000
2025-08-05Listed for sale$309,900
2025-08-01Listing removed$325,000
2025-07-10Price change$325,000
2025-07-01Listed for sale$335,000
2025-06-30Contingent$335,000
2025-06-11Price change$335,000
2025-06-01Price change$345,000
2025-04-18Listed for sale$350,000
2025-04-17Listing removed$375,000
2025-03-21Price change$375,000
2025-03-11Listed for sale$395,000
2024-10-30Sold$234,500
2024-10-10Pending sale$259,900
2024-09-06Price change$259,900
2024-08-09Price change$269,000
2024-08-02Listed for sale$279,000

For Sale by Agent

AgentLore Conway
BrokerageReal Estate Partners Chattanooga LLC

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