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445 Marina Point Rd Unit A204, Dadeville, AL, 36853

3beds
3baths
1,503sqft
$949,900
$632price/sqft
$5,644/moest. monthly cost
$225,760/yrincome needed

About This Home

Turnkey unit in A Building Harbor Pointe. 3-bedroom 3 bath condo that is walk in from parking lot. Designated boat slip in front of unit and parking space. Newly professionally designed kitchen, guest bath and master bath make this a truly one-of-a-kind unit Lots and lots of upgrades from heated tile floors, built-in ice machine, wine cooler and soooooooo much more. Appliances and most furnishings can remain. The furnishings and appliances are included in List Price. This is a NON-RENTAL complex. Private pool, beach, cabana etc just for Harbor Pointe Owners and Guest.

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
4/10
Dadeville High SchoolGrades 6-127.3 mi

Construction

Condition

  • Year built: 2005

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total structure area: 1,503
  • Total interior livable area: 1,503 sqft

Property

Details

  • Parcel number: 20 01 11 0 001 001.204A

Features

  • Stories: 1
  • On waterfront: Yes
  • Waterfront features: Boat Slip,Seawall
  • Waterbody name: Lake Martin

Lot

  • Features: Lot Remarks

Parking

  • Total spaces: 1
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Heat Wave
Lightning
Tornado
Cold Wave
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$412$4,944
Property Taxes $189$2,268
Electricity $240$2,881
Total$5,644$67,728
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$193,508/yr
40% on housing$169,320/yr
45% on housing$150,506/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$632This listing

vs Other Active Listings

Avg $/sqft

ZIP 36853$276
Tallapoosa County$245

vs Homes Sold Last Month

Median $/sqft

ZIP 36853$290
Tallapoosa County$166

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-19Listed for sale$979,000
2025-05-24Sold$0
2025-05-09Contingent$879,000
2025-04-17Listed for sale$879,000

For Sale by Agent

AgentDonald K. Fuller, Jr.
BrokerageFuller Realty at Lake Martin, Inc.

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