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18096 N Morton Ct, Colbert, WA, 99005

4beds
3baths
2,369sqft
$769,000
$325price/sqft
$4,838/moest. monthly cost
$193,520/yrincome needed

About This Home

The Silver Creek by Brytech Construction offers exceptional quality and a truly one-of-a-kind 5-car garage. This thoughtfully designed rancher features 3 bedrooms and 3 bathrooms on the main level, plus an upstairs bonus room with a full third bathroom—perfect for a media room, office, guest suite, or rec room. The vaulted great room showcases a beautiful gas fireplace, while the chef's kitchen features premium Huntwood cabinetry, quartz countertops, a tile backsplash, under-cabinet lighting, and a spacious walk-in pantry. Luxury LVP flooring, fully wrapped windows, and quality craftsmanship are evident throughout. Step outside to enjoy the covered back patio in a desirable neighborhood. Move-in ready this October, this home offers the perfect blend of style, function, and Brytech's renowned attention to detail. Don't miss your chance to make it yours! Photos are for illustrative purposes only. Actual features may vary.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
Midway Elementary SchoolGrades K-50.9 mi
6/10
Northwood Middle SchoolGrades 6-83.2 mi
7/10
Mt Spokane High SchoolGrades 9-124.0 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Composition
  • Construction materials: Masonite

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Range,Gas Range,Dishwasher,Disposal,Microwave

Basement

  • Basement: Slab

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3

Features

  • Hard Surface Counters
  • Fireplace features: Gas
  • Fireplace: Yes

First Floor

  • Level: First

Heating & Cooling

  • Heating features: Natural Gas,Forced Air,Heat Pump,Hot Water
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,369
  • Total interior livable area: 2,369 sqft

Other

  • Level: Second

Property

Details

  • Parcel number: 37204.3014

Features

  • Levels: One and One Half
  • Fencing: Fenced

Lot

  • Lot size: 6,802 sqft

Parking

  • Total spaces: 4
  • Parking features: Attached
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Inland Flooding
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters in Spokane County and Washington

Fire
Flood
Mud Landslide
Other
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,888$46,656
Home Insurance *$196$2,352
Property Taxes $592$7,104
Electricity $162$1,944
Total$4,838$58,056
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$165,874/yr
40% on housing$145,140/yr
45% on housing$129,013/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.2%
4.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 99005$226
Spokane County$195

vs Homes Sold Last Month

Median $/sqft

ZIP 99005$231
Spokane County$205

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Listed for sale$769,000
2026-01-01Listing removed$721,000
2025-07-11Listed for sale$721,000
2025-07-04Listing removed$710,000
2025-04-17Listed for sale$710,000

New Construction

AgentLuke Mischke
BrokerageColdwell Banker Tomlinson

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