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6207 NE Oak Ln, Ankeny, IA, 50021

2beds
2baths
1,511sqft
$433,000
$287price/sqft
$3,243/moest. monthly cost
$129,720/yrincome needed

About This Home

The Courtyards at The Courtyards at Harvest Ridge offers residents a true "staycation" lifestyle. The HOA provides lawn care, snow removal, and common area upkeep, along with access to a clubhouse featuring a swimming pool, fitness center and outdoor activites. The Palazzo floor plan is one of seven available home designs and is known for its flexible, open-concept layout that fits a variety of lifestyles. With hundreds of finish options, each home can be personalized to reflect your unique style. Built on a concrete slab, the Palazzo also offers several structural options such as a screened-in porch, four-season sunroom, or a second-level bonus suite. Every detail of the design emphasizes comfort, convenience, and low-maintenance living. Build-to-order and move-in-ready opportunities are available! This community is open to tour on Tuesdays, Saturdays, and Sundays from 12 PM–5 PM, and Wednesdays through Fridays from 10 AM–5 PM.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

8/10
North Polk Middle SchoolGrades 6-82.6 mi
8/10
North Polk High SchoolGrades 9-122.4 mi

Construction

Condition

  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Poured,Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Cement Siding,Stone

Other

  • Builder name: Clarity Construction

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dining Area,Eat-in Kitchen
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,511
  • Total interior livable area: 1,511 sqft

Property

Details

  • Parcel number: 812436301075
  • Zoning: R

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Open,Patio
  • Exterior features: Sprinkler/Irrigation,Patio

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Two Car Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,189$26,268
Home Insurance *$212$2,544
Property Taxes $721$8,652
Electricity $121$1,452
Total$3,243$38,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,188/yr
40% on housing$97,290/yr
45% on housing$86,480/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$287This listing

vs Other Active Listings

Avg $/sqft

ZIP 50021$221
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50021$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-10-09Listed for sale$425,000

New Construction Spec

AgentAndy Fagervik
BrokerageCaliber Realty

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