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1909 NE 19th St, Ankeny, IA, 50021

4beds
5baths
1,919sqft
$692,000
$361price/sqft
$4,911/moest. monthly cost
$196,440/yrincome needed

About This Home

Experience the superior craftsmanship and intentional design of MJ Properties in this new construction ranch. Situated in the premier Pine Lake Estates, this 3,000+ sqft home offers a lifestyle of quiet sophistication, anchored by a 12-acre scenic lake, private fishing access, and tranquil walking trails. The interior makes a grand first impression with an expansive great room featuring soaring 12' ceilings and floor-to-ceiling views of the outdoors. This sun-drenched space flows naturally into the high-performance kitchen - a true culinary hub equipped with a large central island, quartz surfaces, and a dream pantry for effortless organization. A powder bath is available for guests. Retreat to the primary suite, a daily sanctuary boasting a tile shower and a generous walk-in closet with direct actress to the laundry/mudroom. Two additional bedrooms and a shared Jack & Jill bath are tucked away, offering privacy for everyone. Seamless hospitality continues in the finished lower level. Entertain in the sprawling family-rec room - complete with a wet bar and half bath - or accommodate guests in the 4th bedroom and adjacent full bath. The dedicated storage area and deep 3-car garage provide ample room for all your extras. Outdoor living is equally impressive with a 12 x 14 covered composite deck overlooking the irrigated 0.35 acre yard. Enjoy North Ankeny's best amenities, top-rated schools, and quick interstate access while living in a peaceful, lake-centered development.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
9/10
Northview Middle SchoolGrades 8-91.9 mi
8/10

Construction

Condition

  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Brick

Other

  • Builder name: MJ Properties

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area,Eat-in Kitchen
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Gas,Vented
  • Fireplace: Yes
  • Finished area below ground: 1,137

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,919
  • Total interior livable area: 1,919 sqft

Property

Details

  • Parcel number: 18152307451026
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Covered,Deck
  • Exterior features: Deck,Sprinkler/Irrigation

Lot

  • Lot size: 0.35 Acres
  • Features: Rectangular Lot

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,499$41,988
Home Insurance *$339$4,068
Property Taxes $930$11,160
Electricity $143$1,717
Total$4,911$58,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,377/yr
40% on housing$147,330/yr
45% on housing$130,960/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$361This listing

vs Other Active Listings

Avg $/sqft

ZIP 50021$220
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50021$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$692,000
2026-04-01Price change$684,000
2025-01-10Price change$90,000
2024-02-01Pending sale$95,000

For Sale by Agent

AgentTiffany Rumelhart
BrokerageLPT Realty, LLC

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