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725 Ridge Crest Lane, Cullowhee, NC, 28723

1beds
2baths
--sqft
$299,000
--price/sqft
$1,880/moest. monthly cost
$75,200/yrincome needed

About This Home

This charming single-level home offers easy, low-maintenance living in a peaceful mountain setting near pristine Lake Glenville—the highest elevation lake east of the Mississippi, renowned for its crystal-clear waters, boating, fishing, and stunning Blue Ridge Mountain scenery. Featuring 1 bedroom and 2 full baths, the home provides comfortable space for relaxing or hosting guests. Modern upgrades include durable luxury vinyl plank (LVP) flooring throughout, Samsung appliances and sleek white cabinetry in the kitchen, creating a bright, clean, and contemporary feel. A standout bonus office adds versatile space—perfect for remote work, hobbies, or a cozy reading nook. Step outside to the covered deck, where you'll enjoy breathtaking panoramic mountain views that change with the seasons—ideal for morning coffee, evening sunsets, or simply soaking in the fresh mountain air. Located just minutes from Lake Glenville's recreational opportunities (swimming, paddleboarding, waterfalls, and more), this property combines convenience with natural beauty. Plus, community roads are scheduled to be paved this spring, enhancing accessibility and value. Affordable mountain living at its best—don't miss this gem! Contact me today for a private showing.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

5/10
Blue Ridge SchoolGrades PK-64.7 mi
7/10
Jackson Co Early CollegeGrades 9-1211.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Block
  • Roof: Asphalt,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Exhaust Fan,Electric Oven,Electric Range,Electric Water Heater,Freezer,Ice Maker,Microwave,Refrigerator,Range Hood
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Walk-In Closet(s)
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main

Office

  • Level: Main

Property

Details

  • Parcel number: 7565216169
  • Zoning description: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Deck,Front Porch
  • Exterior features: Other
  • Has view: Yes
  • View description: Mountain(s),Panoramic
  • Waterfront features: None
  • Topography of land: Rolling

Lot

  • Lot size: 1.87 Acres
  • Features: Cleared,Gentle Sloping,Level,Views,Rolling Slope

Parking

  • Parking features: Gravel,Parking Pad

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Inland Flooding
Hail
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters in Jackson County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$92$1,104
Property Taxes $77$924
Electricity $200$2,405
Total$1,880$22,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,457/yr
40% on housing$56,400/yr
45% on housing$50,133/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.7%
8.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 28723$317
Jackson County$444

vs Homes Sold Last Month

Median $/sqft

ZIP 28723$361
Jackson County$377

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Listed for sale$299,000
2026-02-12Listing removed$2,000
2026-01-05Listed for rent$2,000
2025-12-24Listing removed$2,000
2025-10-06Price change$2,000
2025-09-08Listed for rent$1,800
2025-08-20Listing removed$329,000
2025-05-28Price change$329,000
2024-07-09Listed for sale$295,000

For Sale by Agent

AgentCollin Taylor
BrokerageRE/MAX Summit Properties

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