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110 Pearl St, Auburn, KY, 42206

2beds
4baths
1,040sqft
$197,900
$190price/sqft
$1,400/moest. monthly cost
$56,000/yrincome needed

About This Home

Charming and convenient, this 2 bedroom, 2 bath home built in 2025 is located in Auburn KY and checks all the boxes! Situated on a .5 acre lot, this property offers the perfect blend of comfort and location. Step inside to an open concept living and kitchen featuring durable LVP flooring throughout entire home. This layout is perfect for everyday living or entertaining guests. Enjoy perks of small-town living with big-time convenience. Just a short walk to local shops, restaurants and park. Whether you're looking for your first time home, downsizing or investing, this one is a must see!

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

6/10
Auburn Elementary SchoolGrades PK-80.2 mi
8/10
Logan County High SchoolGrades 9-127.8 mi

Construction

Condition

  • Property condition: New Construction
  • Year built: 2025

Materials

  • Foundation: Block
  • Roof: Dimensional
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Range,Electric Water Heater
  • Laundry features: Laundry Room

Basement

  • Basement: None,Crawl Space

Bathroom

  • Features: Double Vanity,Tub/Shower Combo

Bedroom2

  • Level: Main
  • Area: 96.6944

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 2
  • Partial bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Ceiling Fan(s),Split Bedroom Floor Plan,Tray Ceiling(s),Vaulted Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Eat-in Kitchen
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Heat Pump,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Level: Main
  • Area: 202.7778

Living Room

  • Level: Main
  • Area: 363.8889

Master Bathroom

  • Level: Main

Master Bedroom

  • Level: Main
  • Area: 125.7222

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 137030901401

Features

  • Patio & porch: Covered Front Porch,Patio
  • Exterior features: Concrete Walks,Landscaping
  • Fencing: None
  • Waterbody name: None

Lot

  • Lot size: 0.50 Acres
  • Features: City Lot

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Ice Storm
Drought
Earthquake
Heat Wave
Inland Flooding

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,000$12,000
Home Insurance *$139$1,668
Property Taxes $107$1,284
Electricity $154$1,850
Total$1,400$16,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,000/yr
40% on housing$42,000/yr
45% on housing$37,333/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.5%
7.5%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$190This listing

vs Other Active Listings

Avg $/sqft

ZIP 42206$148
Logan County$156

vs Homes Sold Last Month

Median $/sqft

ZIP 42206
Logan County$144

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$197,900
2026-06-02Listed for sale$199,900
2026-04-27Pending sale$199,900
2026-04-16Listed for sale$199,900
2025-09-10Listing removed$207,900
2025-08-21Price change$207,900
2025-08-06Price change$209,900
2025-07-29Price change$213,900
2025-06-16Price change$214,900
2025-04-18Listed for sale$219,900

For Sale by Agent

AgentMark A Douglas
BrokerageColdwell Banker Legacy Group

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