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4402 Gallagher Rd, Plant City, FL, 33565

6beds
4baths
2,850sqft
$499,000
$175price/sqft
$3,776/moest. monthly cost
$151,040/yrincome needed

About This Home

This unique 1.28-acre property gives you two separate 3/2 homes plus incredible workspace and storage options. The front home is a roomy 1,858 sq ft modular, surrounded by mature landscaping that adds great privacy. You’ll enjoy a 12x30 covered back deck for relaxing, plus a smaller front deck tucked behind tall hedges. With a metal roof and thoughtful updates, it’s truly move-in ready. The yard opens up to a 35x35 garage with three bay doors, steel shelving, and a paint booth—perfect for projects, hobbies, or storage. Just beyond that is a 50x100 commercial metal building offering a large shop space with two car lifts, four bay doors, and heavy-duty steel racks for parts and equipment. Attached to the shop is a clean, comfortable apartment with a full kitchen featuring Corian countertops, three bedrooms, and two full baths. The primary bedroom includes a walk-in closet and a dedicated office space. 2 separate septic 2 separate power boxes. Whether you’re looking for income potential, need room for a car collection, or want space for a fabrication or small business, this property offers endless possibilities. The setting is peaceful and private with no close neighbors, quiet country living, and a friendly community. Gallagher Road is a beautiful, easy drive, and the property sits on high ground with no flooding issues. You’ll also appreciate the new septic pump, commercial water system, well-maintained air-conditioning units, and numerous upgrades throughout. Whether you choose to live here, rent out the apartment, or simply enjoy the expansive shop space, you’ll love the freedom and elbow room this property provides.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

3/10
Bailey Elementary SchoolGrades PK-52.9 mi
3/10
Burnett Middle SchoolGrades 6-84.6 mi
6/10

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal,Shingle
  • Construction materials: Metal Frame,Metal Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Other,Primary Bedroom Main Floor
  • Flooring: Laminate
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central Air

Interior Area

  • Total structure area: 8,081
  • Total interior livable area: 2,850 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: U082821ZZZ00000347750.0
  • Zoning: AS-1
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Rear Porch
  • Exterior features: Other,Storage
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 1.28 Acres
  • Features: Level
  • Lot size dimensions: 150 x 372

Parking

  • Total spaces: 30
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 30
  • Covered spaces: 30

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Hail
Heat Wave
Inland Flooding
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$305$3,660
Property Taxes $662$7,944
Electricity $286$3,441
Total$3,776$45,312
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$129,462/yr
40% on housing$113,280/yr
45% on housing$100,693/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$175This listing

vs Other Active Listings

Avg $/sqft

ZIP 33565$161
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33565$192
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$499,000
2026-04-02Price change$524,000
2026-03-13Price change$549,000
2026-02-19Price change$579,000
2026-01-24Price change$599,000
2025-12-26Price change$625,000
2025-11-28Listed for sale$649,000
2003-07-17Sold$65,000
1998-07-07Sold$54,000

For Sale by Agent

AgentHarry D'Onofrio
BrokerageBEST HOMES, LLC.

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