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3034 Belle St SW, Cedar Rapids, IA, 52404

1beds
1baths
1sqft
$87,500
$87,500price/sqft
$767/moest. monthly cost
$30,680/yrincome needed

About This Home

For Sale! Single Family Residential lots, Built Ready, Site Ready! All city services are available! Gardenview Homes is now offering single family residential lots for sale in the SW Cedar Rapids Gardenview additions. Prices start at $65,000 and up depending on size, location and walk out capability. If you are a builder and would like to purchase multiple lots, 1st lot is standard price, additional lots after that may be considered for discount pricing. We have 4 lots in the 4th addition that may be purchased and 12 lots in the 5th addition that may be purchased, Many of the new 5th addition lots are larger than the 4th addition lots and several are walk out lots. All lots are subject to Gardenview Homes approving floor plans and minimum sq ft finished requirements. Please contact us at 319-360-6345 for pricing and lots that are available. www.GardenViewHomes.com Call or text 319-360-6345.

Getting Around

1
WalkingCar-Dependent
12
TransitMinimal Transit
25
BikeSomewhat Bikeable

Schools

2/10
2/10
Wilson Middle SchoolGrades 6-84.4 mi
1/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Construction materials: Vinyl Siding

Other

  • Builder name: Garden View Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Wired for Data,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Natural Gas,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1 sqft

Property

Details

  • Parcel number: 200222600700000

Features

  • Patio & porch: Deck

Parking

  • Total spaces: 2
  • Parking features: Attached,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Iowa Counties

Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $442$5,304
Home Insurance *$71$852
Property Taxes $133$1,596
Electricity $121$1,452
Total$767$9,204
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$26,297/yr
40% on housing$23,010/yr
45% on housing$20,453/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$87,500This listing

vs Other Active Listings

Avg $/sqft

ZIP 52404$132
Linn County$164

vs Homes Sold Last Month

Median $/sqft

ZIP 52404$131
Linn County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-29Listed for sale$87,500

New Construction Spec

BrokerageGarden View Homes

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