7529 Speckle Belly Blvd, Owens Cross Roads, AL, 35763
About This Home
Great Opportunity to take this offer! Sellers are offering a 1:0 interest-rate buydown with an acceptable offer, plus the sellers will provide 8 weeks of professional lawn service after closing! Luxury, comfort & nature come together on a .42-acre lot with beautiful views. This 5-bed, 4.5-bath home features an open-concept layout with Craftsman-style trim, crown molding, a gas fireplace, and a great backyard for entertaining. The chef's kitchen boasts quartz countertops, a gas cooktop, double ovens, soft-close cabinetry, under-cabinet lighting, and stylish fixtures. Main-level primary suite. Easy drive to Redstone Arsenal, Research Park, golf, shopping, dining, and outdoor recreation.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Slab
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Double Oven,Dishwasher,Microwave,Refrigerator,Disposal,Tankless Water Heater,Gas Cooktop
Bedroom2
- Features: 10’ + Ceiling,Walk-In Closet(s),LVP
- Level: First
- Area: 132
Bedroom3
- Features: Carpet
- Level: Second
- Area: 154
Bedroom4
- Features: Carpet,Walk-In Closet(s)
- Level: Second
- Area: 168
Bedroom5
- Features: Carpet
- Level: Second
- Area: 168
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Dining Room
- Features: 10’ + Ceiling,LVP Flooring
- Level: First
- Area: 180
Family Room
- Features: Carpet
- Level: Second
- Area: 420
Features
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Heating & Cooling
- Heating features: Central 2,Natural Gas
- Cooling features: Central 2,Electric
Interior Area
- Total interior livable area: 3,395 sqft
Kitchen
- Features: 10’ + Ceiling,Kitchen Island,Pantry,Quartz
- Level: First
- Area: 224
Living Room
- Features: 10’ + Ceiling,Ceiling Fan(s),Crown Molding,Eat-in Kitchen,LVP
- Level: First
- Area: 396
Master Bedroom
- Features: 10’ + Ceiling,Ceiling Fan(s),Walk-In Closet(s),LVP
- Level: First
- Area: 196
Property
Details
- Parcel number: 2203050000077.069
Features
- Levels: Two
- Stories: 2
- Exterior features: Sidewalk,Sprinkler Sys
Lot
- Lot size: 0.42 Acres
- Lot size dimensions: 79 x 248 x 98 x 199
Parking
- Parking features: Garage-Three Car,Garage-Attached,Garage Faces Side,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,261 | $39,132 |
| Home Insurance * | $394 | $4,728 |
| Property Taxes | $209 | $2,508 |
| Electricity | $379 | $4,558 |
| Total | $4,243 | $50,916 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-10 | Pending sale | $645,000 |
| 2026-07-15 | Price change | $645,000 |
| 2026-06-14 | Listed for sale | $650,000 |
| 2025-10-29 | Sold | $624,900 |
| 2025-09-19 | Pending sale | $624,900 |
| 2025-08-26 | Contingent | $624,900 |
| 2025-07-25 | Price change | $624,900 |
| 2025-04-21 | Price change | $485,900 |
| 2025-04-19 | Pending sale | $624,050 |
| 2025-04-19 | Listed for sale | $624,050 |
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