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1298 W Union Rd, Picayune, MS, 39466

3beds
2baths
1,610sqft
$273,900
$170price/sqft
$1,998/moest. monthly cost
$79,920/yrincome needed

About This Home

Charming new construction home in PRC School District. This 3BR/2BA home on 1 acre offers an open-split floor plan, shaker style cabinets, granite countertops, laundry room, luxury vinyl flooring and spacious living areas perfect for entertaining. The primary suite is large with a large walk-in closet and plenty of room to unwind.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

6/10
4/10
6/10

Construction

Condition

  • Property condition: New Construction,Under Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Asbestos Shingle
  • Construction materials: Brick,Vinyl Siding,Sheetrock

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential

Interior

Appliances

  • Appliances included: Microwave,Dishwasher,Electric Range,Electric Water Heater
  • Laundry features: In Hall

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • None
  • Flooring: Vinyl
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,610
  • Total interior livable area: 1,610 sqft

Property

Details

  • Parcel number: 5167350000000701

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None
  • Fencing: None
  • Waterfront features: None

Lot

  • Lot size: 1 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Cold Wave
Drought
Hail
Heat Wave
Inland Flooding
Strong Wind
Wildfire

FEMA Declared Disasters in Pearl River County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,384$16,608
Home Insurance *$290$3,480
Property Taxes $132$1,584
Electricity $192$2,304
Total$1,998$23,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,502/yr
40% on housing$59,940/yr
45% on housing$53,280/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$170This listing

vs Other Active Listings

Avg $/sqft

ZIP 39466$133
Pearl River County$160

vs Homes Sold Last Month

Median $/sqft

ZIP 39466$136
Pearl River County$146

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-04-19Listed for sale$273,900

New Construction

AgentLeah Woodward
BrokerageColdwell Banker CPI Pic

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