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0 Twin Pines Pne, Hillsboro, MO, 63050

4beds
3baths
1,825sqft
$299,900
$164price/sqft
$2,056/moest. monthly cost
$82,240/yrincome needed

About This Home

Several lots to choose from, including walk-out, flat and cul-de-sac lots. Choose from 8 models: Ranch models include, The Del Rio with 1,272 sq ft, 3 Bed and 2 full Bath, and 2-car garage--The Cypress with 1,426 sq ft, 3 Bed and 2 full Bath, and 2-car garage--The Dogwood with 1,766 sq ft, 3 Bed and 2 full Bath, and 2-car garage--The Hickory with 1,600 sq ft, 3 Bed and 2 full Bath, and 3-car garage. 1 1/2 Story, The Pine model with 1825 sq ft, 3 Bed and 2 1/2 Bath, and 3-car garage. Several 2-story plans to include the Red Bud I with 2,054 sq ft, 4 Bed and 2 1/2 Bath and 2-car garage, The Pin Oak with 2,196 sq ft, 4 Bed and 2 1/2 Bath and 2-car garage, and The Sycamore model with 2,445 sq ft and 4 Bed and 2 1/2 Bath, and 2-car garage.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

--
Hillsboro Primary SchoolGrades K-22.4 mi
4/10
6/10
Hillsboro High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: To Be Built,New Construction
  • New construction: Yes

Materials

  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Breakfast Room

  • Level: Main

Features

  • Kitchen/Dining Room Combo,Vaulted Ceiling(s),Pantry,Walk-In Closet(s)
  • Door features: Panel Door(s)
  • Window features: Insulated Windows
  • Finished area above ground: 1,825

Heating & Cooling

  • Heating features: Electric,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,825
  • Total interior livable area: 1,825 sqft

Kitchen

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Details

  • Special condition: Standard

Features

  • Levels: One and One Half

Lot

  • Features: Adjoins Common Ground,Adjoins Wooded Area
  • Lot size dimensions: irreg

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Winter Weather
Earthquake
Landslide

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$200$2,400
Property Taxes $199$2,388
Electricity $141$1,693
Total$2,056$24,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,491/yr
40% on housing$61,680/yr
45% on housing$54,826/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.0%
7.0%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$164This listing

vs Other Active Listings

Avg $/sqft

ZIP 63050$176
Jefferson County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63050$187
Jefferson County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-03Price change$299,900
2025-12-10Price change$289,900
2025-04-19Listed for sale$279,900

New Construction

AgentFrank J Ciliberto
BrokerageColdwell Banker Realty - Gundaker

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