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701 Beech Mountain Parkway, Banner Elk, NC, 28604

4beds
3baths
2,281sqft
$999,000
$438price/sqft
$5,880/moest. monthly cost
$235,200/yrincome needed

About This Home

NEWER SKIWAYS HOME -Architechtually designed - ELEVATION : 4,912 feet. BUILT in 2022. LEVEL Entry, all on one level living, Handicap accessible. LONG RANGE & SKI SLOPE Views. CREEK. Tastefully decorated & Furnished. MAIN FLOOR: Large Great Room & Fireplace, Dining with views, Laundry, PRIMARY Bedroom with covered deck & Large Bath, TWO Guest Bedrooms, Large Guest Bath, Large deck & deck furniture. UPPER FLOOR: Large 16'X21' Loft Bedroom & Bath. LOWER LEVEL BASEMENT : oversized heated two car garage, concreete floored 16'X29' Golf cart garage, Exercise room, storage - could be finished as an extra Bedroom & bath. ONE Block WALK to Carolina Caribbean beginner SKI SLOPE. 2.5 Blocks to other SLOPES. Multi Car Parking on Both sides of the house. Oversized lot with creek. RESTAURANTS across the street. VIRTUAL TOUR: https://my.matterport.com/show/?m=SiByZTZySK7&brand=0. TOWN RECREATION VIDEO: https://www.youtube.com/watch?v=YUnweHKhrEw. 150 MPH Anderson windows, roof & siding. GREAT Place to watch town 4th of July Fireworks

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

7/10
Valle Crucis ElementaryGrades PK-85.4 mi
8/10
Watauga HighGrades 9-1212.5 mi

Construction

Condition

  • Year built: 2022

Materials

  • Roof: Asphalt,Other,Shingle,See Remarks
  • Construction materials: Wood Siding,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Exhaust Fan,Disposal,Gas Range,Gas Water Heater,Microwave,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,Main Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Carbon Monoxide Detector,Furnished,Handicap Access,Vaulted Ceiling(s),Window Treatments
  • Window features: Double Pane Windows,Screens,Window Treatments
  • Fireplace features: Gas,Propane
  • Fireplace: Yes
  • Attic: None
  • Finished area below ground: 0
  • Finished area above ground: 2,281

Heating & Cooling

  • Heating features: Forced Air,Fireplace(s),Propane,Other,Radiant,See Remarks
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 3,642
  • Total interior livable area: 2,281 sqft

Property

Details

  • Parcel number: 1950210053000
  • Zoning description: R2

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Multiple
  • Exterior features: Fire Pit,Storage,Gravel Driveway
  • Has view: Yes
  • View description: Long Range,Ski Area
  • Waterfront features: Creek,Stream

Lot

  • Lot size: 0.44 Acres

Parking

  • Total spaces: 2
  • Parking features: Basement,Driveway,Garage,Two Car Garage,Golf Cart Garage,Gravel,Private
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Landslide

FEMA Declared Disasters in Watauga County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,051$60,612
Home Insurance *$268$3,216
Property Taxes $349$4,188
Electricity $212$2,549
Total$5,880$70,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$201,600/yr
40% on housing$176,400/yr
45% on housing$156,800/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.8%
0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$438This listing

vs Other Active Listings

Avg $/sqft

ZIP 28604$292
Watauga County$294

vs Homes Sold Last Month

Median $/sqft

ZIP 28604$365
Watauga County$292

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$1,199,000
2026-03-21Listing removed$1,244,900
2026-01-05Price change$1,244,900
2025-10-18Price change$1,249,900
2025-09-11Price change$1,273,900
2025-08-14Price change$1,298,900
2025-06-16Price change$1,299,000
2025-04-19Listed for sale$1,350,000

For Sale by Agent

AgentJim Brooks
BrokerageBeechwood Realty, Inc.

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