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304 Winston Creek Rd. B10L2, Mossyrock, WA, 98564

--beds
1baths
480sqft
$264,777
$552price/sqft
$1,735/moest. monthly cost
$69,400/yrincome needed

About This Home

OUTDOOR PARADISE with Motivated Seller! Hunting, Fishing, Boating & LAKE FRONT!! Wake up on the lake, be a share holder and live in Mayfield Kamper's Klub FULL TIME for $600/yr HOA fees, INCLUDING water and sewer. MINUTES from Mossyrock boat ramp, 1.5 hours to White Pass & skiing, hiking galore!. Park amenities include pickleball courts, basketball courts, trails, playground, club house and great community activities. Buildable lot includes new septic with this stick built cabin, fire pit, two outbuildings, room & hookups for RV's, plenty of parking and space for tent camping. Work with Tacoma Power to get your own dock. Gorgeous views! MUST SEE!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
5/10

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Metal
  • Construction materials: Wood Products

Notable Dates

  • Major remodel year: 1975

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 1/2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stove(s)/Range(s),Water Heater: electric,Water Heater Location: Kitchen

Basement

  • Basement: None

Bathroom Three Quarter

  • Level: Main

Bedrooms & Bathrooms

  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Entry Hall

  • Level: Main

Features

  • Loft
  • Window features: Dbl Pane/Storm Window
  • Flooring: Laminate,Carpet

Heating & Cooling

  • Heating features: Wall Furnace,Electric
  • Cooling features: None

Interior Area

  • Total structure area: 480
  • Total interior livable area: 480 sqft

Kitchen With Eating Space

  • Level: Main

Other

  • Level: Main

Property

Details

  • Parcel number: 750030403010
  • Special condition: See Remarks

Features

  • Levels: One and One Half
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Dbl Pane/Storm Window,Loft,Vaulted Ceiling(s),Water Heater
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: High Bank,Lake
  • Frontage length: Waterfront Ft: 50
  • Topography of land: Level,Sloped
  • Residential vegetation: Brush,Garden Space,Wooded

Lot

  • Lot size: 4,791 sqft
  • Features: Dead End Street,Deck,Fenced-Partially,Gated Entry,Outbuildings,RV Parking

Parking

  • Parking features: Driveway,RV Parking

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Avalanche
    AvalancheModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Avalanche
Heat Wave
Landslide
Wildfire
Winter Weather

FEMA Declared Disasters in Lewis County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,338$16,056
Home Insurance *$98$1,176
Property Taxes $150$1,800
Electricity $149$1,793
Total$1,735$20,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,485/yr
40% on housing$52,050/yr
45% on housing$46,266/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.1%
10.1%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$552This listing

vs Other Active Listings

Avg $/sqft

ZIP 98564$205
Lewis County$214

vs Homes Sold Last Month

Median $/sqft

ZIP 98564$316
Lewis County$281

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$280,000
2026-03-03Listed for sale$290,000

For Sale by Agent

AgentAmanda Kurtti
BrokerageWindermere Northwest Living

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