7523 Speckle Belly Blvd, Owens Cross Roads, AL, 35763
About This Home
Under Construction-Est. Sept 2026. Welcome home to the Meadows at Hampton Cove, where stunning mountain views and the tranquil setting of Owens Cross Roads create the perfect backdrop for everyday living. Thoughtfully designed with 10-foot ceilings and an open, flowing layout, this home blends comfort and elegance throughout. The gourmet kitchen is a dream for cooking and entertaining, while the inviting family room is centered around a gas fireplace. The primary suite offers a luxurious retreat with a deluxe shower and an expansive walk-in closet. Upstairs, you'll find a spacious loft and bonus room ideal for movie nights, a playroom, or home office, along with two additional bedrooms and o
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
Materials
- Foundation: Slab
Other
- Builder name: DAVIDSON HOMES LLC
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Disposal,Gas Water Heater,Tankless Water Heater,Gas Cooktop
Bedroom2
- Features: 10’ + Ceiling,LVP
- Level: First
- Area: 110
Bedroom3
- Features: 10’ + Ceiling,LVP
- Level: First
- Area: 108
Bedroom4
- Features: Carpet
- Level: Second
- Area: 144
Bedroom5
- Features: Carpet
- Level: Second
- Area: 165
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Features: Carpet
- Level: Second
- Area: 208
Dining Room
- Features: 10’ + Ceiling,LVP Flooring
- Level: First
- Area: 168
Features
- Open Floorplan
- Number of fireplaces: 1
- Fireplace features: Gas Log,One
- Fireplace: Yes
Great Room
- Features: 10’ + Ceiling,Crown Molding,Fireplace,LVP
- Level: First
- Area: 260
Heating & Cooling
- Heating features: Central 1,Electric
- Cooling features: Central 1,Electric
Interior Area
- Total interior livable area: 3,580 sqft
Kitchen
- Features: 10’ + Ceiling,Crown Molding,Kitchen Island,Pantry,Built-in Features,LVP,Quartz
- Level: First
- Area: 240
Loft
- Features: Carpet
- Level: Second
- Area: 210
Master Bedroom
- Features: 10’ + Ceiling,Crown Molding,Walk-In Closet(s),LVP
- Level: First
- Area: 210
Property
Details
- Parcel number: 2203050000077090
Features
- Levels: One and One Half
- Stories: 1
- Patio & porch: Covered Patio
- Exterior features: Curb/Gutters,Sidewalk,Sprinkler Sys
Lot
- Lot size: 0.39 Acres
Parking
- Parking features: Garage-Three Car,Garage-Attached,Garage Door Opener,Garage Faces Side,Driveway-Concrete
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Heat Wave
- Ice Storm
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,238 | $38,856 |
| Home Insurance * | $391 | $4,692 |
| Property Taxes | $208 | $2,496 |
| Electricity | $400 | $4,807 |
| Total | $4,237 | $50,844 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-16 | Pending sale | $640,550 |
| 2026-07-07 | Listed for sale | $640,550 |
View on Zillow