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2513 Golden Shores Dr, Fenton, MI, 48430

3beds
2baths
1,862sqft
$245,000
$132price/sqft
$1,809/moest. monthly cost
$72,360/yrincome needed

About This Home

Great opportunity for waterfront living. Fishing, canoeing, and kayaking on Golden Pond. Townhouse has 3 bedrooms, 2 full baths. L shaped living room, dining room. Kitchen has newer appliances and eat in space. Walk out lower level leads out to deck and water. Laundry area in lower level includes washer and dryer. Nice size rooms throughout. One car attached garage. Lots of living space inside and out. Occupancy at closing. Don't wait to make it yours! Summer is coming!!!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

--
6/10
--
Lake Fenton High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1981

Materials

  • Foundation: Basement,Block
  • Roof: Asphalt
  • Construction materials: Brick,Vinyl Siding

Notable Dates

  • Major remodel year: 2023

Type & Style

  • Home type: Townhouse
  • Architectural style: Ranch,Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free Standing Electric Range,Free Standing Refrigerator,Stainless Steel Appliances,Washer

Basement

  • Has basement: Yes
  • Basement: Daylight,Full,Partially Finished,Walk Out Access

Bedroom

  • Level: Entry
  • Area: 144
  • Dimensions: 12 X 12

Bedroom

  • Level: Entry
  • Area: 110
  • Dimensions: 11 X 10

Bedroom

  • Level: Basement
  • Area: 108
  • Dimensions: 12 X 9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Entry
  • Area: 81
  • Dimensions: 9 X 9

Family Room

  • Level: Basement
  • Area: 448
  • Dimensions: 28 X 16

Features

  • Finished area below ground: 880
  • Finished area above ground: 982

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fans,Central Air

Interior Area

  • Total interior livable area: 1,862 sqft

Kitchen

  • Level: Entry
  • Area: 153
  • Dimensions: 17 X 9

Living Room

  • Level: Entry
  • Area: 187
  • Dimensions: 17 X 11

Other

  • Level: Entry

Other

  • Level: Basement

Property

Details

  • Parcel number: 0614555037
  • Special condition: Short Sale No,Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: GroundLevelwSteps
  • Pool features: None
  • Patio & porch: Deck,Porch
  • On waterfront: Yes
  • Waterfront features: Pond,Waterfront
  • Waterbody name: Golden Pond

Lot

  • Lot size: 5,227 sqft
  • Features: Water View
  • Lot size dimensions: 31 x 171

Parking

  • Total spaces: 1
  • Parking features: One Car Garage,Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Ice Storm
Strong Wind

FEMA Declared Disasters in Genesee County and Michigan

Severe Ice Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$113$1,356
Property Taxes $255$3,060
Electricity $203$2,437
Total$1,809$21,708
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,022/yr
40% on housing$54,270/yr
45% on housing$48,240/yr

Michigan FAIR Plan Programs

Michigan Basic Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 15,981Commercial: 293
Total Premiums$13.85M
Total Exposure$2.60B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.1%
12.1%
0%30.0%
Electricity Growth Rate10-year average: 3.9%
3.9%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 48430$172
Genesee County$102

vs Homes Sold Last Month

Median $/sqft

ZIP 48430$197
Genesee County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$245,000
2026-03-09Listed for sale$260,000
2020-11-03Sold$155,000
2014-06-05Sold$95,800

For Sale by Agent

AgentAdele M Kirtley
BrokerageCentury 21 Professionals Livonia

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