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1105 Ball St, Galveston, TX, 77550

6beds
4baths
3,200sqft
$1,000,000
$313price/sqft
$6,927/moest. monthly cost
$277,080/yrincome needed

About This Home

Income producing property!! 2 Homes in 1! Currently each 1600 sq.ft. unit is being used as AirBnB and bring in great income! Each 3 bedroom 2 bath unit looks like a dream home and comes complete with furnishings, dishes and decor! Elegant charm in and out. You'll love living here - live in one, STR or lease out the other (or both!). Modern interiors but keeping that old world charm! Nice raised/covered patio entrances, courtyards and picket fences! The photos speak for themselves! Located right across from Adoue Park, a 20 min walk to The Strand, 10-minute walk to the beach, 8 min to the Sunflower Bakery. You'll enjoy owning here!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
74
BikeVery Bikeable

Schools

--
Austin Middle SchoolGrades 5-60.5 mi
5/10
AIM College & Career PrepGrades 7-123.0 mi
5/10
Ball High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 1895

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Refrigerator,Wine Refrigerator,Electric Oven,Microwave,Electric Range,Dishwasher
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • High Ceilings,2 Primary Bedrooms,En-Suite Bath
  • Window features: Window Coverings
  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,200
  • Total interior livable area: 3,200 sqft

Kitchen

  • Features: Breakfast Bar,Kitchen open to Family Room,Pantry

Master Bathroom

  • Features: Full Secondary Bathroom Down,Primary Bath: Double Sinks,Primary Bath: Separate Shower

Property

Details

  • Parcel number: 350502510006001

Features

  • Stories: 2
  • Patio & porch: Covered,Patio/Deck

Lot

  • Lot size: 4,830 sqft
  • Features: Subdivided,0 Up To 1/4 Acre

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Tornado
Coastal Flooding
Heat Wave
Inland Flooding
Ice Storm
Lightning
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,056$60,672
Home Insurance *$354$4,248
Property Taxes $1,166$13,992
Electricity $351$4,216
Total$6,927$83,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,497/yr
40% on housing$207,810/yr
45% on housing$184,720/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$313This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$201
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-26Listed for sale$1,000,000
2022-02-01Listing removed--
2021-08-12Listed for sale$450,000

For Sale by Agent

AgentNorman Frenk
BrokerageBetter Homes and Gardens Real Estate Gary Greene - Bay Area

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