11120 W Lakeshore Dr, Hannibal, MO, 63401
About This Home
Built in 2024 and sitting right on the lake at the end of a private dead-end road, this 2,304 sq ft home checks every box. The vaulted hearth room with wood-burning fireplace faces the water, it's the kind of room you never want to leave. Granite countertops, gas stove, walk-in pantry, surround sound, and geothermal HVAC keep everyday living effortless. The primary suite is a true retreat, featuring a stunning onyx shower and walk-in closet. Two additional bedrooms, a full bath, on a slab foundation. The oversized 24×36 attached garage and a second detached 36×24 garage tucked behind the tree line give you more space than most lake properties can dream of. This property sits on 1.22 acres across four lots, public sewer, and high speed internet.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2024
Materials
- Foundation: Slab
- Roof: Architectural Shingle
- Construction materials: Stone Veneer,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Gas Range,Refrigerator
- Laundry features: Laundry Room,Main Level
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Eat-in Kitchen,High Speed Internet,Kitchen Island,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s),Walk-In Pantry
- Flooring: Vinyl
- Number of fireplaces: 1
- Fireplace features: Den,Masonry,Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,304
Heating & Cooling
- Heating features: Geothermal
- Cooling features: Geothermal
Interior Area
- Total structure area: 2,304
- Total interior livable area: 2,304 sqft
Property
Accessibility
- Accessibility features: Accessible Bedroom,Accessible Central Living Area
Details
- Parcel number: 004+04.0.2100010203.000
- Special condition: Standard
Features
- Levels: One
- Has view: Yes
- View description: Lake
- Water view: Lake
- On waterfront: Yes
- Waterfront features: Waterfront,Lake
Lot
- Lot size: 1.22 Acres
- Features: Level,Views,Waterfront
Parking
- Total spaces: 2
- Parking features: Additional Parking
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Heat Wave
- Cold Wave
- Hail
- Inland Flooding
- Lightning
- Strong Wind
- Drought
- Ice Storm
- Tornado
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,189 | $26,268 |
| Home Insurance * | $530 | $6,360 |
| Property Taxes | $230 | $2,760 |
| Electricity | $175 | $2,111 |
| Total | $3,124 | $37,488 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-17 | Contingent | $433,000 |
| 2026-06-10 | Listed for sale | $433,000 |
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