See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

101 SW 320th Ave, Steinhatchee, FL, 32359

1beds
1baths
1,280sqft
$379,000
$296price/sqft
$2,623/moest. monthly cost
$104,920/yrincome needed

About This Home

Tucked away on the secluded Jena side of Steinhatchee is over 20 acres of beautiful Florida landscape. This oversized parcel offers the perfect blend of rustic charm and adventure, making it an ideal retreat for anyone seeking privacy or a blank canvas to build their Old Florida fishing/hunting lodge. At the heart of the property sits a handcrafted log cabin, ready for the finishing touches that will make it your own. With a loft already in place, along with the railing and flooring materials ready to be installed, the foundation is set for your own private getaway. Whether you envision a rustic hunting lodge, a peaceful homestead, or a weekend escape, this unfinished cabin offers the flexibility to make it exactly what you need. The land itself is partially fenced and surrounded by dirt roads, perfect for riding side-by-sides or four-wheelers. Adding to the appeal is its proximity to some of the best fishing and scalloping in Florida. Located just a short drive from the Gulf, this property offers the kind of coastal lifestyle that draws people to Steinhatchee year after year. For those seeking even more space, an adjoining 20+ acre parcel with an enclosed workshop is also available for purchase. Large acreage with a home already in place is a rare find on the Jena side of Steinhatchee. Schedule a showing now, this is an opportunity you don't want to miss!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
Ruth Rains Middle SchoolGrades 5-711.7 mi
2/10
Dixie County High SchoolGrades 8-1213.1 mi

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Other,Log

Type & Style

  • Home type: SingleFamily
  • Architectural style: Log
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Other
  • Door features: Double Entry Door
  • Flooring: None
  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric,Central
  • Cooling features: Electric

Interior Area

  • Total structure area: 1,280
  • Total interior livable area: 1,280 sqft

Master Bathroom

  • Features: Vanity,Walk-in Shower

Master Bedroom

  • Level: Upper

Property

Details

  • Parcel number: 041010042300000250

Features

  • Exterior features: None
  • Topography of land: Level
  • Residential vegetation: Heavily Wooded

Lot

  • Lot size: 20.70 Acres
  • Features: Typical,Wooded

Parking

  • Parking features: Open,Dirt
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Wildfire
Tsunami

FEMA Declared Disasters in Dixie County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$321$3,852
Property Taxes $189$2,268
Electricity $197$2,366
Total$2,623$31,476
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,931/yr
40% on housing$78,690/yr
45% on housing$69,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 17.6%
17.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 10.3%
10.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$296This listing

vs Other Active Listings

Avg $/sqft

ZIP 32359$264
Dixie County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32359
Dixie County$122

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-06-16Price change$379,000
2025-04-22Listed for sale$399,000

For Sale by Agent

AgentGabrielle Davis
BrokerageeXp Realty LLC

Similar Homes