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668 S 400 E, Clearfield, UT, 84015

4beds
4baths
2,014sqft
$430,000
$214price/sqft
$2,445/moest. monthly cost
$97,800/yrincome needed

About This Home

Great assumable mortgage opportunity! Assume an incredibly low 4.375% interest rate with minimal cash needed to close and a low monthly payment. Buyer must qualify with the current loan servicer. Contact the listing agent for details. Rarely available in this area, this spacious 4-bedroom, 4-bath end-unit townhome offers the space and flexibility that's hard to find. With a highly desirable floor plan featuring a private bedroom and full bath on the entry level and three additional bedrooms upstairs, there's room for guests, a home office, multi-generational living, or simply extra space to spread out.The bright, open main living level is designed for both everyday living and entertaining. You'll love the 9-foot ceilings, durable LVP flooring, rich wood-look cabinetry, granite countertops, and a spacious kitchen that flows seamlessly into the dining and family room. As an end unit, the extra windows fill the home with natural light, creating a warm and inviting atmosphere. Step outside to the private balcony, complete with a convenient storage closet.The upper level features a generous primary suite with a spacious ensuite bath offering dual sinks, a separate soaking tub and shower, and plenty of room to unwind. Two additional bedrooms, another full bathroom, and the conveniently located laundry area complete the top floor. A second balcony with additional storage provides even more usable space. Located just minutes from Hill Air Force Base, shopping, restaurants, and quick access to I-15, this home offers the perfect combination of space, style, and convenience. Opportunities to own a 4-bedroom, 4-bath end-unit like this don't come along often.

Getting Around

67
WalkingSomewhat Walkable
39
TransitSome Transit
63
BikeBikeable

Schools

3/10
South Clearfield SchoolGrades PK-60.7 mi
4/10
6/10
Clearfield High SchoolGrades 10-120.8 mi

Construction

Condition

  • Property condition: Blt./Standing
  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Stucco,Cement Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Disposal
  • Laundry features: Electric Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Partial bathrooms: 1
  • Main level bedrooms: 1

Features

  • Granite Counters
  • Door features: Sliding Doors
  • Window features: Blinds,Drapes
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 2,014

Heating & Cooling

  • Heating features: Electric,Forced Air,Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,014
  • Total interior livable area: 2,014 sqft

Master Bedroom

  • Level: Third

Property

Details

  • Parcel number: 150540155
  • Zoning: MULTI
  • Zoning description: Single-Family

Features

  • Stories: 3
  • Exterior features: Balcony

Lot

  • Lot size: 871.20 sqft
  • Lot size dimensions: 0.0 x 0.0 x 0.0

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Lightning
Strong Wind
Winter Weather
Heat Wave

FEMA Declared Disasters Across Utah Counties

Fire
Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,174$26,088
Home Insurance $94$1,128
Property Taxes $8$96
Electricity $169$2,039
Total$2,445$29,340

Income You'd Need if You Spent...

35% on housing$83,828/yr
40% on housing$73,350/yr
45% on housing$65,200/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 0.9%
0.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.5%
1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 84015$163
Davis County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 84015$215
Davis County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$430,000
2025-10-23Listing removed$440,000
2025-09-23Price change$440,000
2025-08-25Price change$450,000
2024-09-17Listed for sale$460,000

For Sale by Agent

AgentBret Charlesworth
BrokerageSummit Sotheby's International Realty

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