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12341 Madison Xing, Bullard, TX, 75757

5beds
4baths
2,729sqft
$644,900
$236price/sqft
$4,613/moest. monthly cost
$184,520/yrincome needed

About This Home

Welcome to 12341 Madison Crossing in Bullard - a stunning luxury new build that is truly not your ordinary spec home. From the moment you arrive, the sophisticated red brick exterior and exceptional curb appeal set the tone, adding a level of elegance and timeless charm rarely found in new construction. A brick-accent front porch leads to an impressive double glass-door entry, welcoming you into a home filled with thoughtful design and upscale finishes. Inside, you’ll find a bright, open layout featuring a formal dining area and inviting foyer, with tall 14 ft. ceilings in both the dining space and the front bedroom, making it an ideal option for a home office or flex room. The formal living area offers built-in shelving, a vaulted ceiling, and warm, elegant details throughout. The heart of the home flows seamlessly into the kitchen, showcasing beautiful light-stained custom cabinetry, quartz countertops, and a desirable split-bedroom arrangement designed for both privacy and functionality. The primary suite is breathtaking, complete with a vaulted ceiling and a one-of-a-kind walk-through shower in the en-suite bath that will leave a lasting impression. For added convenience, the primary bath connects directly to the laundry room. Guest bedrooms are thoughtfully positioned on the opposite side of the home with easy access to two full bathrooms, while a powder room near the garage offers convenience and is perfectly placed for future pool plans. Outdoors, enjoy a fully fenced backyard and stunning JellyFish lighting that enhances the home’s evening ambiance. Every detail reflects intentional craftsmanship - this is not a traditional new build, but a custom-feel home sure to impress any new homeowner.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

6/10
8/10
Bullard Middle SchoolGrades 7-83.9 mi
7/10
Bullard High SchoolGrades 9-124.5 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Veneer,Foam Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: ENERGY STAR Qualified Appliances,Dishwasher,Microwave,Electric Oven,Gas Cooktop,Tankless Gas Water Heater

Bathroom

  • Features: Shower and Tub,Shower/Tub,Double Lavatory,Separate Water Closet,Walk-In Closet(s),Bar

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Separate Formal Dining

Features

  • Ceiling Fan(s),Sound System,Vaulted Ceiling(s),Pantry,Kitchen Island
  • Window features: Double Pane Windows,Low Emissivity Windows
  • Flooring: Vinyl Plank
  • Fireplace features: Gas Log
  • Fireplace: Yes
  • Attic: Attic Stairs

Heating & Cooling

  • Heating features: Central/Electric,Fireplace(s)
  • Cooling features: Central Electric,13-15 SEER AC

Interior Area

  • Total structure area: 2,729
  • Total interior livable area: 2,729 sqft

Master Bedroom

  • Features: Master Bedroom Split

Property

Details

  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered
  • Exterior features: Sprinkler System
  • Fencing: Wood

Lot

  • Features: Subdivision Lot

Parking

  • Total spaces: 3
  • Parking features: Garage Faces Side,Door w/Opener w/Controls
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Ice Storm
Strong Wind
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,260$39,120
Home Insurance *$436$5,232
Property Taxes $618$7,416
Electricity $299$3,595
Total$4,613$55,356
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,160/yr
40% on housing$138,390/yr
45% on housing$123,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$236This listing

vs Other Active Listings

Avg $/sqft

ZIP 75757$192
Smith County$175

vs Homes Sold Last Month

Median $/sqft

ZIP 75757$187
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-31Price change$644,900
2026-01-28Listed for sale$654,900
2025-05-22Sold--
2025-04-22Pending sale$73,500

New Construction

AgentErika Gonzalez
BrokerageMaya Properties

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