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3202 SE Bannister Dr, Ankeny, IA, 50021

3beds
3baths
1,209sqft
$392,500
$325price/sqft
$2,810/moest. monthly cost
$112,400/yrincome needed

About This Home

Welcome to Berwick Estates in Ankeny—where thoughtful design meets modern living! This community features many home plans including the Carson ranch. Open concept floorplan with a vaulted ceiling, fireplace and kitchen with island and corner pantry. The main level also feature two bedrooms and two bathrooms. Finished lower level provides a large family room, third bedroom and third bathroom. Hardi-siding, 15-year waterproofing foundation, LVP flooring, Our exceptional quality homes come with passive radon system that includes testing and if above the EPA 4.0 pCi/L builder installs a fan and retests at no cost. Hubbell Homes' Preferred Lenders offer $1750 in closing costs. Offers are subject to change without notice.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
20
BikeSomewhat Bikeable

Schools

7/10
7/10
Southview Middle SchoolGrades 8-93.6 mi
7/10
Ankeny High SchoolGrades 10-123.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Stone

Other

  • Builder name: Hubbell Homes, LC

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Stove
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Egress Windows,Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bedrooms: 2

Features

  • Dining Area
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric
  • Fireplace: Yes
  • Finished area below ground: 592

Heating & Cooling

  • Heating features: Forced Air,Gas,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,209
  • Total interior livable area: 1,209 sqft

Property

Details

  • Parcel number: 18152332252013
  • Zoning: R

Features

  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Deck

Lot

  • Lot size: 0.32 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Three Car Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Drought
Hail
Heat Wave
Strong Wind
Tornado
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,984$23,808
Home Insurance *$192$2,304
Property Taxes $513$6,156
Electricity $121$1,452
Total$2,810$33,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,342/yr
40% on housing$84,300/yr
45% on housing$74,933/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.2%
12.2%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -2.3%
-2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 50021$221
Polk County$193

vs Homes Sold Last Month

Median $/sqft

ZIP 50021$227
Polk County$213

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$392,500
2026-07-09Price change$392,500
2026-06-17Price change$389,900
2026-05-15Listed for sale$399,900
2025-12-15Sold$84,900
2025-09-06Pending sale$84,900
2025-09-05Listing removed$84,900
2025-06-27Pending sale$84,900
2025-04-22Listed for sale$84,900

New Construction

AgentRob Burditt
BrokerageHubbell Homes of Iowa, LLC

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