See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

9624 Indian Stone Ct Lot 6, Navarre, FL, 32566

4beds
5baths
2,637sqft
$629,000
$239price/sqft
$4,502/moest. monthly cost
$180,080/yrincome needed

About This Home

Completed construction with Seller Financing available with competitive terms!! Welcome to your dream oasis, where every day feels like a vacation but everything you need is right in this location. Nestled in an exclusive, newly developed waterfront community, this 4-bedroom, 4.5-bath home (with bonus area) offers the perfect blend of luxury, tranquility, and modern convenience. Imagine waking up to serene water views (from your 1st floor primary suite), enjoying your morning coffee while watching the gentle ripples of the Santa Rosa Sound, and stepping out onto the community dock to hop on your boat for a quick cruise or sunset sail. With 9 private slips just steps from your door, boating enthusiasts will find paradise at their fingertips. This is more than just a home, it's a lifestyle. Spend your days lounging by the water, walking along our pristine beaches just minutes away, or exploring all Navarre's growth has to offer. Live where others dream of vacationing, an angler's paradise, water sports haven, and a sun lovers' refuge. Welcome to your forever home, where the sky meets the sea, and every day is an opportunity to indulge in the ultimate coastal lifestyle alongside your modern everyday needs. Prices, plans, features and options are subject to change. (New homes feature a single sink in upstairs bath just off bonus area). Square footage is approximate. Artist renderings, photos, colors, features and sizes are for illustration purposes only and may vary from the homes as built.

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

7/10
5/10
Navarre High SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2025

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Built In Microwave,Dishwasher,Disposal

Bedroom

  • Level: Second
  • Area: 221.76

Bedroom1

  • Level: Second
  • Area: 201.6

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Recessed Lighting

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,637
  • Total interior livable area: 2,637 sqft

Kitchen

  • Level: First
  • Area: 211.2

Master Bedroom

  • Level: First
  • Area: 223.17

Property

Details

  • Parcel number: 212s265159000000060
  • Zoning description: Res Single

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Patio & porch: Covered,Porch
  • Exterior features: Dock
  • Waterfront features: Beach Access,Block/Seawall

Lot

  • Lot size: 4,922 sqft
  • Features: Corner Lot
  • Lot size dimensions: 45 x 108

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Coastal Flooding
Cold Wave
Heat Wave
Tsunami

FEMA Declared Disasters in Santa Rosa County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$743$8,916
Property Taxes $314$3,768
Electricity $265$3,184
Total$4,502$54,024
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,354/yr
40% on housing$135,060/yr
45% on housing$120,053/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.5%
15.5%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.4%
1.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 32566$307
Santa Rosa County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 32566$217
Santa Rosa County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$629,000
2026-02-09Price change$634,000
2026-01-28Listed for sale$639,000
2026-01-28Pending sale$639,000
2026-01-26Contingent$639,000
2026-01-26Pending sale$639,000
2025-10-10Price change$639,000
2025-08-21Price change$645,000
2025-04-22Listed for sale$665,000

New Construction

AgentChelsee Raynsford, EXP Realty, LLC, Shaye Martin, EXP Realty, LLC
BrokerageEXP Realty, LLC

Similar Homes