13425 Riggs Lake Ln, Louisville, KY, 40299
About This Home
Tranquil lake view meets master craftsmanship in this custom luxury build by renowned Mason Construction. Nestled on a serene, tree lined lot, this 5 bedroom, 4.5 bath home showcases signature high end finishings and exquisite attention to detail throughout. The light filled, open concept main level features a soaring great room and a gourmet kitchen built for effortless entertaining. Unwind in the primary suite complete with a spa inspired ensuite and generous walk in closet. Upstairs, three spacious bedrooms, two full baths, and a versatile loft offer perfect flexibility for family and guests. The finished walkout lower level adds exceptional living space, featuring a full family room with a custom wet bar, a fifth bedroom, and a full bath.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Cement Siding,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
- Basement: Partially Finished,Walkout Part Fin
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Breakfast Room
- Level: First
Dining Area
- Level: First
Family Room
- Level: Basement
Features
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area below ground: 943
- Finished area above ground: 2,940
Foyer
- Level: First
Full Bathroom
- Level: Second
Full Bathroom
- Level: Second
Full Bathroom
- Level: Basement
Great Room
- Level: First
Half Bathroom
- Level: First
Heating & Cooling
- Heating features: Forced Air,Natural Gas,Heat Pump
- Cooling features: Central Air
Interior Area
- Total structure area: 2,940
- Total interior livable area: 3,883 sqft
Kitchen
- Level: First
Laundry
- Level: First
Loft
- Level: Second
Primary Bathroom
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 22382301240000
Features
- Stories: 2
- Patio & porch: Deck,Patio,Porch
- Fencing: None
Lot
- Lot size: 0.39 Acres
- Features: Sidewalk,Wooded
Parking
- Total spaces: 3
- Parking features: Off Street,Attached,Entry Front,Entry Side,Driveway
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Cold Wave
- Earthquake
- Hail
- Heat Wave
- Ice Storm
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Kentucky Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,309 | $63,708 |
| Home Insurance * | $562 | $6,744 |
| Property Taxes | $743 | $8,916 |
| Electricity | $306 | $3,679 |
| Total | $6,920 | $83,040 |
Income You'd Need if You Spent...
Kentucky FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-30 | Listed for sale | $1,050,000 |
| 2025-06-06 | Sold | $180,900 |
| 2025-05-09 | Pending sale | $189,900 |
| 2025-04-22 | Listed for sale | $189,900 |
New Construction
View on Zillow