286 Three Lakes Dr, Madison Lake, MN, 56063
About This Home
**UNDER CONSTRUCTION – ONE LEVEL LIVING PATIO SPEC HOME** Enjoy the ease of one-level living in this thoughtfully designed patio home featuring an attached 3-car garage and an open-concept floor plan connecting the living room, dining area, and kitchen. The kitchen is appointed with granite countertops, stainless steel appliances, soft-close cabinetry and drawers, a tile backsplash, and a spacious pantry. The private primary suite features a walk-in shower, dual sinks, and a spacious walk-in closet. Additional highlights include quartz countertops in the bathrooms, a convenient laundry/mudroom off the garage entrance, and many other quality finishes throughout. Ask about the **1-0 Preferred Lender-Paid Rate Buydown** and **Construction Loan Programs**. Listing pictures are of a previous model.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Under Construction-Spec Home
- New construction: Yes
- Year built: 2026
Materials
- Roof: Asphalt
- Construction materials: ICFs (Insulated Concrete Forms),Stone,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Electric Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: None
Bedroom
- Level: Main
Bedroom1
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 3
Dining Room
- Features: Informal Dining Room,Open Floorplan
- Level: Main
Features
- Kitchen Center Island,Vaulted Ceiling(s),Bath Description: 3/4 Primary,Main Floor Full Bath,Private Primary,3+ Same Floor Bedrooms(L),Main Floor Bedrooms
- Fireplace features: None
- Finished area below ground: 0
- Finished area above ground: 1,572
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 1,572
- Total interior livable area: 1,572 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: No Stairs Internal,No Stairs External
Details
- Parcel number: R140534177003
- Foundation area: 1572
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 9,147 sqft
- Lot size dimensions: 77 x 100 x 91 x 134
Parking
- Total spaces: 3
- Parking features: Concrete,Attached
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Strong Wind
- Winter Weather
- Hail
- Drought
- Heat Wave
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Blue Earth County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $232 | $2,784 |
| Property Taxes | $534 | $6,408 |
| Electricity | $170 | $2,050 |
| Total | $2,705 | $32,460 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-29 | Listed for sale | $349,900 |
| 2025-11-01 | Listing removed | $432,900 |
| 2025-06-06 | Price change | $58,900 |
| 2025-04-22 | Listed for sale | $432,900 |
New Construction
View on Zillow