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93 Lakeview Dr, Scottsville, KY, 42164

4beds
4baths
2,540sqft
$699,900
$276price/sqft
$4,574/moest. monthly cost
$182,960/yrincome needed

About This Home

Experience year-round, panoramic, breathtaking lake views from every room in this stunning lakefront home on beautiful Barren River Lake. Enjoy your own private boat slip, with seller completing repairs to the steps leading to the dock. Designed for entertaining, the expansive wrap-around deck offers generous outdoor living space. Short-term rentals are permitted, and the home comfortably sleeps 15 thanks to double-bed bunks—ideal for two families. Both master suites feature private balconies overlooking the water, and every bedroom enjoys its own lake-view balcony. Main Level: Formal living and dining rooms, a den that can serve as a 5th bedroom (full bath nearby), updated kitchen with 2021 appliances, laundry closet, foyer, and a full bath. Upper Level: Two spacious master ensuites, each with its own private bath. Basement: One bedroom, a full bath, a large bunk room/4th bedroom with walk-in closet, plus additional storage. Exterior Features: Attached carport, storage room, and firepit area. Major Updates: 2025: Two new French doors; fresh paint upstairs, stairwells, and one main-level room 2023: New 3-D roof; chimney cleaned 2021: New appliances; septic cleaned with new pump; both water heaters flushed 2015: New main-level HVAC 2010: New upper-level HVAC

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: New Construction
  • Year built: 1991

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional,Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range/Oven,Electric Range,Refrigerator,Smooth Top Range,Dryer,Washer,Electric Water Heater
  • Laundry features: Laundry Closet

Basement

  • Area: 616

Basement

  • Has basement: Yes
  • Basement: Daylight,Finished-Full,Full,Interior Entry,Exterior Entry,Walk-Out Access,Walk-Up Access

Bathroom

  • Features: Double Vanity,Separate Shower,Tub/Shower Combo,Walk-In Closet(s)

Bedroom2

  • Level: Upper
  • Area: 173.1875

Bedroom3

  • Level: Lower
  • Area: 150

Bedroom4

  • Level: Lower
  • Area: 224.5833

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 117.6389

Family Room

  • Level: Lower
  • Area: 224.9931

Features

  • Bookshelves,Cathedral Ceiling(s),Ceiling Fan(s),Closet Light(s),Split Bedroom Floor Plan,Vaulted Ceiling(s),Walk-In Closet(s),Walls (Dry Wall),Formal Dining Room
  • Door features: Insulated Doors
  • Window features: Thermo Pane Windows,Vinyl Frame,Wood Frames,Partial Window Treatments,Skylight(s)
  • Flooring: Carpet,Hardwood,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: 1,Propane,Stone,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 2,540
  • Total interior livable area: 2,540 sqft

Kitchen

  • Features: Bar,Pantry,Solid Surface Counter Top
  • Level: Main
  • Area: 140.0833

Living Room

  • Level: Main
  • Area: 305.7917

Master Bathroom

  • Level: Upper
  • Area: 90

Master Bedroom

  • Level: Upper
  • Area: 173.1875

Property

Accessibility

  • Accessibility features: 1st Floor Bathroom,Low Pile Carpet,Walk in Shower

Details

  • Parcel number: 6211C31

Features

  • Levels: Two
  • Patio & porch: Covered Patio,Deck,Patio,Porch
  • Exterior features: Balcony,Lighting,Garden,Landscaping,Mature Trees,Outdoor Lighting,Trees
  • Fencing: Chain Link,None
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Dock,Lake Privileges,Lake Front,Lakeside,Public Lake,Lake
  • Waterbody name: Barren River Lake

Lot

  • Lot size: 0.55 Acres
  • Features: Scattered Woods,Trees,County,Dead End,Interior Lot,Out of City Limits,Recreational Area,Subdivided

Parking

  • Total spaces: 1
  • Parking features: Attached Carport,Front Entry
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Hail
Strong Wind
Tornado
Winter Weather
Cold Wave
Inland Flooding
Ice Storm
Lightning

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$503$6,036
Property Taxes $332$3,984
Electricity $200$2,407
Total$4,574$54,888
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,822/yr
40% on housing$137,220/yr
45% on housing$121,973/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 4.4%
4.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 42164$145
Allen County$148

vs Homes Sold Last Month

Median $/sqft

ZIP 42164$170
Allen County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-04Listed for sale$724,900
2025-11-01Listing removed$724,900
2025-09-13Price change$724,900
2025-04-23Listed for sale$849,900

For Sale by Agent

AgentMary Bess Pedigo-Scott
BrokerageReal Estate Solutions

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