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217 Mountain Island Dr, Statesville, NC, 28677

3beds
2baths
1,834sqft
$375,000
$204price/sqft
$2,435/moest. monthly cost
$97,400/yrincome needed

About This Home

Welcome to this beautifully designed 3-bedroom, 2-bathroom single-family ranch home located in the sought-after Northlake subdivision, a vibrant community filled with stunning new builds. This home features an open-concept layout with an abundance of natural light, creating a bright and inviting atmosphere perfect for both everyday living and entertaining. The spacious kitchen is a true centerpiece, showcasing granite countertops, stainless steel appliances, and custom cabinetry, all seamlessly flowing into the main living area. The thoughtfully designed floor plan offers comfortable living with well-appointed bedrooms and modern finishes throughout. Step outside to enjoy a fully fenced backyard—ideal for added privacy, pets, or outdoor gatherings. Residents of Northlake also enjoy fantastic community amenities, including a pool, walking trails, and a private 10-acre lake. Perfectly situated near Lake Norman, this home offers easy access to outdoor recreation while maintaining a peaceful, country feel—yet still conveniently close to shopping, dining, and everyday essentials. Don’t miss the opportunity to make this exceptional home yours—schedule your showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

1/10
1/10
4/10
South Iredell High SchoolGrades 9-1211.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Refrigerator with Ice Maker
  • Laundry features: Mud Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Features

  • Drop Zone,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Tile,Vinyl
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 1,834

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,834
  • Total interior livable area: 1,834 sqft

Primary Bedroom

  • Level: Main

Property

Details

  • Parcel number: 4762319254.000
  • Zoning: RA
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: Community
  • Patio & porch: Rear Porch
  • Exterior features: Fire Pit
  • Fencing: Full,Privacy

Lot

  • Lot size: 0.51 Acres
  • Features: Cleared,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Ice Storm
Strong Wind

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$146$1,752
Property Taxes $193$2,316
Electricity $200$2,405
Total$2,435$29,220
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,485/yr
40% on housing$73,050/yr
45% on housing$64,933/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$129
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Listed for sale$385,000
2023-12-12Sold$380,500

For Sale by Agent

AgentAlexis Smith
BrokerageEXP Realty LLC Mooresville

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