16 Saint Paul Ln Lot 20, Westford, MA, 01886
About This Home
Best value in Spalding Hill Estates—final opportunity! Lot 20 is the last homesite in this established 27-lot neighborhood, offering new construction without the wait! This east-facing Colonial delivers 3,470 SF with 4 bedrooms, 2.5 baths, and a flexible open-concept layout designed for today’s buyer. Features include a spacious gourmet kitchen with maple cabinetry, quartz countertops, stainless appliances, hardwood flooring, first-floor study, mudroom, full walk out basement, and a 3-car garage. Built with energy-efficient systems and quality craftsmanship by a premier Westford builder. Prime location minutes to Westford Center, Routes 3 & 495 offers easy access to all area attractions, Exceptional opportunity in a sold-out community and a highly coveted town; don't miss this last chance to make this special home yours!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2025
Materials
- Foundation: Concrete Perimeter
- Roof: Shingle
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater,Tankless Water Heater,Range,Dishwasher,Microwave
- Laundry features: Gas Dryer Hookup,Washer Hookup
Basement
- Has basement: Yes
- Basement: Full,Walk-Out Access
Bedroom2
- Features: Flooring - Wall to Wall Carpet
- Level: Second
Bedroom3
- Features: Flooring - Wall to Wall Carpet
- Level: Second
Bedroom4
- Features: Flooring - Wall to Wall Carpet
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Flooring - Hardwood
- Level: First
Family Room
- Features: Flooring - Wall to Wall Carpet
- Level: First
Features
- Study,Mud Room
- Door features: Insulated Doors
- Window features: Insulated Windows
- Flooring: Wood,Tile,Carpet,Flooring - Hardwood
- Number of fireplaces: 1
- Fireplace: Yes
- Finished area above ground: 3,470
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,470
- Total interior livable area: 3,470 sqft
Kitchen
- Features: Flooring - Hardwood
- Level: First
Master Bathroom
- Features: Yes
Master Bedroom
- Features: Flooring - Wall to Wall Carpet
- Level: Second
Property
Accessibility
- Accessibility features: No
Details
- Zoning: Residence
Features
- Patio & porch: Porch,Deck - Composite
- Exterior features: Porch,Deck - Composite
Lot
- Lot size: 0.48 Acres
Parking
- Total spaces: 7
- Parking features: Attached,Garage Door Opener,Paved Drive,Off Street
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
- Uncovered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Massachusetts Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,773 | $105,276 |
| Home Insurance * | $351 | $4,212 |
| Property Taxes | $1,460 | $17,520 |
| Electricity | $684 | $8,211 |
| Total | $11,268 | $135,216 |
Income You'd Need if You Spent...
Massachusetts FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-22 | Listed for sale | $1,735,000 |
| 2026-01-27 | Listing removed | $1,875,000 |
| 2025-09-10 | Price change | $1,875,000 |
| 2025-05-29 | Price change | $1,804,530 |
| 2025-05-23 | Price change | $1,773,940 |
| 2025-05-05 | Price change | $1,743,645 |
| 2025-04-23 | Listed for sale | $1,735,000 |
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