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618 S River Park Dr, Guttenberg, IA, 52052

5beds
3baths
2,600sqft
$245,000
$94price/sqft
$1,858/moest. monthly cost
$74,320/yrincome needed

About This Home

Well-Maintained 3-Unit Apartment Building with River Views in Guttenberg, Iowa! Located just across the street from the Mississippi River, this well-kept 3-unit apartment building offers a prime investment opportunity in the heart of Guttenberg. Each unit has been carefully maintained and consistently generates strong rental income. The property also features a finished 20x28 garage in the back – perfect for added rental income or personal use. Whether you're expanding your portfolio or looking for a solid income property, this location and setup are hard to beat!

Getting Around

53
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

1/10
Iowa Virtual AcademyGrades K-120.3 mi
7/10
Clayton Ridge High SchoolGrades 9-120.4 mi
5/10

Construction

Condition

  • Year built: 1878

Materials

  • Foundation: Rock
  • Roof: Metal
  • Construction materials: Brick,Red Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Refrigerator,Range/Oven,Washer,Dryer
  • Laundry features: Lower Level

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom1

  • Level: Main
  • Area: 63

Bedroom2

  • Level: Main
  • Area: 132

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Features

  • Window features: Window Treatments (See Remarks)
  • Fireplace features: None
  • Finished area above ground: 2,600

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Wall Unit(s)

Interior Area

  • Total structure area: 2,600
  • Total interior livable area: 2,600 sqft

Kitchen

  • Level: Main
  • Area: 117

Living Room

  • Level: Main
  • Area: 216

Property

Details

  • Parcel number: 3017433004
  • Attached to another structure: Yes
  • Zoning: Residential

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Has view: Yes
  • View description: River
  • Has water view: Yes
  • Water view: River

Lot

  • Lot size: 2,613 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage,Open
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Hail
Strong Wind
Tornado
Heat Wave
Landslide
Lightning
Winter Weather

FEMA Declared Disasters Across Iowa Counties

Flood
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$227$2,724
Property Taxes $200$2,400
Electricity $193$2,327
Total$1,858$22,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$63,702/yr
40% on housing$55,740/yr
45% on housing$49,546/yr

Iowa FAIR Plan Programs

Iowa FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 1,021Commercial: 22
Total Premiums$1.14M
Total Exposure$85.68M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 1.9%
1.9%
0%15.0%
Property Taxes Growth Rate2-year average: -1.6%
-1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$94This listing

vs Other Active Listings

Avg $/sqft

ZIP 52052$185
Clayton County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 52052
Clayton County$70

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$260,000
2026-03-16Listing removed$280,000
2025-06-25Price change$280,000
2025-05-06Price change$290,000
2025-04-23Listed for sale$310,000

For Sale by Agent

AgentKayla Aulwes
BrokerageEXIT Realty Driftless Group

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