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118 Jetty Ln, Statesville, NC, 28677

5beds
4baths
3,700sqft
$487,000
$132price/sqft
$3,418/moest. monthly cost
$136,720/yrincome needed

About This Home

Check this one: Let’s talk upgrades! This beautiful 5-bedroom, 3.5-bath home offers more than the standard package with numerous owner-selected enhancements throughout. Upgrades include higher-grade luxury vinyl plank flooring, upgraded quartz countertops in the kitchen and the bathrooms, tiled showers, and backsplash, upgraded finishing molding on the main floor, a large walk in pantry and many additional finishes that elevate the home’s design and functionality. The flexible floor plan features a convenient main-level bedroom bathroom suite and also an upstais Primary suite with 3 additional bedrooms and bonus/bed room —providing space for family, guests, or a home office. The primary suite has his/hers closets and the other rooms have extra large closet space. The kitchen is designed for entertaining and opens seamlessly to the spacious great room and dining area, creating a perfect gathering space. Step outside to a backyard with a privacy fence, offering room to relax and enjoy the outdoors. Don’t miss this upgraded home that combines comfort, style, and thoughtful improvements. The current owners love the home so much they said they wish they could take it with them. Come and make this house your NextHome. (Agents Please see Agent Remarks)

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

6/10
2/10
Troutman Middle SchoolGrades 6-83.9 mi
4/10
South Iredell High SchoolGrades 9-124.6 mi

Construction

Condition

  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick Partial,Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Hood,Refrigerator with Ice Maker,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Upper

Bathroom Full

  • Level: Upper

Bathroom Half

  • Level: Main

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 189.75
  • Dimensions: 11' 0" X 17' 3"

Bedroom S

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 147.1089
  • Dimensions: 11' 2" X 13' 2"

Bedroom S

  • Level: Upper
  • Area: 175.4389
  • Dimensions: 14' 10" X 11' 10"

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Built-in Features,Drop Zone,Kitchen Island,Open Floorplan,Walk-In Closet(s),Walk-In Pantry
  • Flooring: Carpet,Vinyl
  • Fireplace features: Family Room
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 3,700

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,700
  • Total interior livable area: 3,700 sqft

Kitchen

  • Features: Walk-In Pantry
  • Level: Main

Laundry

  • Level: Upper

Office

  • Level: Main
  • Area: 106.4589
  • Dimensions: 9' 10" X 10' 10"

Other

  • Level: Upper
  • Area: 295
  • Dimensions: 20' 0" X 14' 9"

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Upper
  • Area: 274.72
  • Dimensions: 16' 0" X 17' 2"

Primary Bedroom

  • Level: Main
  • Area: 182.8689
  • Dimensions: 11' 8" X 15' 8"

Property

Details

  • Parcel number: 4733234374.000
  • Zoning: R10-R10
  • Special condition: Standard
  • Exclusions: The Electric Fireplace

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Covered,Front Porch,Rear Porch
  • Fencing: Back Yard,Privacy

Lot

  • Lot size: 0.18 Acres
  • Lot size dimensions: 147 x 52 x 147 x 55

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,Garage Door Opener,Garage Faces Front,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Lightning
Strong Wind
Tornado
Cold Wave
Winter Weather

FEMA Declared Disasters in Iredell County and North Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tropical Depression
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,462$29,544
Home Insurance *$190$2,280
Property Taxes $422$5,064
Electricity $344$4,135
Total$3,418$41,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$117,188/yr
40% on housing$102,540/yr
45% on housing$91,146/yr

North Carolina FAIR Plan Programs

North Carolina Joint Underwriting Association - FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

NCIUA - Coastal Property Insurance Pool (CPIP)

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 235,990Commercial: 10,165
Total Premiums$278.20M
Total Exposure$57.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.7%
15.7%
0%30.0%
Electricity Growth Rate10-year average: 4.0%
4.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 28677$130
Iredell County$213

vs Homes Sold Last Month

Median $/sqft

ZIP 28677$173
Iredell County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$499,950
2024-06-13Sold$450,000

For Sale by Agent

AgentRick Carney
BrokerageNextHome World Class

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