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166 N Lake Dr #854, Leesburg, FL, 34788

2beds
2baths
0sqft
$52,985
--price/sqft
$530/moest. monthly cost
$21,200/yrincome needed

About This Home

RARE DOUBLE LOT ON LAKE STERLING - LAKEFRONT LIVING AT ITS BEST! Wake up to sparkling water views and unwind with breathtaking sunsets-and even rocket launches-from your own Florida room in this beautifully maintained 2BR/2BA home in the highly desirable Mid Florida Lakes 55+ community. This light-filled home features an open layout, large windows, a spacious walk-in shower, and a handicap-accessible ramp for added ease and comfort. The Florida room offers stunning panoramic lake views-perfect for relaxing or entertaining. Cruise the neighborhood in your INCLUDED golf cart and enjoy resort-style amenities including pools, clubhouse, fitness center, and direct access to the Harris Chain of Lakes. Highlights: • Rare Double Lakefront Lot • 2 Bed | 2 Bath • Florida Room with Water Views • Golf Cart Included • Active, Gated 55+ Community Lakefront homes like this don't come around often-schedule your showing today!

Getting Around

9
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

7/10
5/10
Tavares Middle SchoolGrades 6-87.2 mi
4/10
Tavares High SchoolGrades 9-125.1 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Refrigerator,Oven,Washer,Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate
  • Finished area above ground: 1,152

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central,Wall/Window Unit(s)

Interior Area

  • Total structure area: 1,152

Kitchen

  • Features: Open

Property

Accessibility

  • Accessibility features: Handicap

Details

  • On leased land: Yes
  • Lease amount: 1006

Features

  • Stories: 1
  • Patio & porch: Enclosed Porch
  • Exterior features: Sprinkler System
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Waterbody name: Lake Sterling

Lot

  • Features: Trees

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hurricane
    HurricaneModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Strong Wind
Tornado
Hurricane
Wildfire

FEMA Declared Disasters in Lake County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $267$3,204
Home Insurance *$33$396
Property Taxes $33$396
Electricity $197$2,366
Total$530$6,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$18,171/yr
40% on housing$15,900/yr
45% on housing$14,133/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.9%
14.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

--This listing

vs Other Active Listings

Avg $/sqft

ZIP 34788$77
Lake County$157

vs Homes Sold Last Month

Median $/sqft

ZIP 34788$170
Lake County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-17Price change$59,000
2025-11-11Price change$89,000
2025-09-14Price change$109,000
2025-05-27Price change$115,000
2025-04-24Listed for sale$124,000

For Sale by Agent

AgentTarri O'shea
BrokerageRight Realty Connection INC

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