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4311 Bernardo De Galvez Ave, Galveston, TX, 77550

2beds
1baths
962sqft
$165,000
$172price/sqft
$1,322/moest. monthly cost
$52,880/yrincome needed

About This Home

Please contact agent for info. Thank you!

Getting Around

72
WalkingVery Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
AIM College & Career PrepGrades 8-120.7 mi
5/10
Ball High SchoolGrades 9-120.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Bedroom

  • Level: First
  • Dimensions: 0x0

Bedroom

  • Level: First
  • Dimensions: 0x0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • All Bedrooms Down

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 962
  • Total interior livable area: 962 sqft

Property

Details

  • Parcel number: 468300000008000

Features

  • Stories: 1

Lot

  • Lot size: 3,911 sqft
  • Features: Other,0 Up To 1/4 Acre

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $834$10,008
Home Insurance *$58$696
Property Taxes $192$2,304
Electricity $238$2,859
Total$1,322$15,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,325/yr
40% on housing$39,660/yr
45% on housing$35,253/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.7%
4.7%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 77550$203
Galveston County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 77550$212
Galveston County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Price change$165,000
2025-05-14Pending sale$174,900
2025-04-24Listed for sale$174,900

For Sale by Agent

AgentKevin Kuo
BrokerageeXp Realty LLC

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