102 Marias St, Polson, MT, 59860
About This Home
Welcome to effortless Montana living in Mission Bay Village, where mountain views, community amenities, and low-maintenance luxury come together in one of Polson’s most desirable neighborhoods. Built in 2025, this beautifully designed single-level home offers over 2,000 square feet of thoughtfully finished living space with 3 bedrooms, 2 bathrooms, and an open layout that makes everyday life feel easy. Natural light pours through the great room, highlighting clean modern finishes, a spacious kitchen, and comfortable gathering spaces that flow seamlessly to the outdoor patio. But the real story here is the lifestyle beyond the front door. Imagine mornings with coffee and Mission Mountain views, afternoons enjoying private community lake access on Flathead Lake, and evenings spent at the clubhouse, fitness center, pool, or pickleball courts. Mission Bay offers the kind of resort-style amenities buyers dream about, without the maintenance demands of larger acreage. Whether you’re looking for a full-time home, a lock-and-leave second property, or the perfect place to simplify without sacrificing quality, this home delivers comfort, convenience, and the best of the Montana lifestyle. Seller is currently offering a 2-1 interest rate buydown, creating meaningful monthly payment savings and making this an even stronger opportunity in today’s market.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Poured
- Roof: Composition
- Construction materials: Wood Siding,Wood Frame
Other
- Builder name: 415 Construction Llc
Type & Style
- Home type: SingleFamily
- Architectural style: Modern
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range,Refrigerator
- Laundry features: Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bathroom2
- Level: Main
Bedroom2
- Level: Main
Bedroom3
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Bonus Room
- Level: Upper
Features
- Main Level Primary,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
- Finished area below ground: 0
Great Room
- Level: Main
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air
Interior Area
- Total interior livable area: 2,015 sqft
Kitchen
- Level: Main
Laundry
- Level: Main
Primary Bathroom
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 15322802405090000
- Zoning: Residential
- Zoning description: LRZD
- Special condition: Standard
Features
- Levels: Two
- Pool features: Community
- Patio & porch: Covered
- Fencing: None
- Has view: Yes
- View description: Meadow,Mountain(s)
- Waterfront features: Lake,Navigable Water,Water Access
- Waterbody name: Flathead Lake
- Topography of land: Level
Lot
- Lot size: 9,496 sqft
- Features: Front Yard,Landscaped,Level
Parking
- Total spaces: 2
- Parking features: On Street
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Winter Weather
- Wildfire
- Avalanche
- Earthquake
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Lake County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,261 | $39,132 |
| Home Insurance | $461 | $5,532 |
| Property Taxes | $214 | $2,568 |
| Electricity | $151 | $1,812 |
| Total | $4,087 | $49,044 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-04 | Price change | $670,000 |
| 2025-04-23 | Listed for sale | $675,000 |
| 2020-10-29 | Sold | -- |
New Construction
View on Zillow