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104 W Teal Dr, Troup, TX, 75789

3beds
2baths
1,711sqft
$320,000
$187price/sqft
$2,403/moest. monthly cost
$96,120/yrincome needed

About This Home

Welcome home to this beautiful new construction home located in Troup ISD. Offering 1,711 square feet of thoughtfully designed living space, this home features 3 bedrooms, 2 bathrooms, and an attached 2 car garage with no HOA and no restrictions. The open concept floor plan is filled with natural light and showcases a stunning cathedral ceiling with a wood beam in the living room, creating a warm and inviting atmosphere. The kitchen is finished with granite countertops, a beautiful tile backsplash, light finishes, and ample workspace, making it perfect for everyday living and entertaining. The spacious primary suite offers a tray ceiling with wood beams, a large walk in closet, and an impressive tiled walk in shower. Wood accents throughout the home add character while durable glue down vinyl flooring flows through the main living areas. Energy efficiency is a priority with spray foam insulation in the roof and blown in insulation in the walls. Outside, you'll enjoy a fully fenced backyard with a privacy fence and sprinkler system, providing the perfect space to relax, play, or entertain. With abundant storage, large closets, quality finishes, and a peaceful setting, this home offers the perfect blend of style, comfort, and functionality. Schedule your tour today!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

7/10
Troup Elementary SchoolGrades PK-50.8 mi
6/10
Troup Middle SchoolGrades 6-81.5 mi
7/10
Troup High SchoolGrades 9-121.4 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Siding,Other/See Remarks,Brick and Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range/Oven-Electric,Dishwasher,Disposal,Other/See Remarks

Bathroom

  • Features: Shower and Tub,Shower/Tub,Walk-In Closet(s),Vinyl Tile,Bar,Other /See Remarks,Linen Closet

Bedroom

  • Features: Other/See Remarks,Walk-In Closet(s)

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Other/See Remarks

Features

  • Ceiling Fan(s),Kitchen Island
  • Flooring: Vinyl Plank
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central/Electric
  • Cooling features: Central Electric

Interior Area

  • Total structure area: 1,711
  • Total interior livable area: 1,711 sqft

Kitchen

  • Features: Kitchen/Eating Combo

Property

Details

  • Special condition: Other/See Remarks

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio Covered,Porch
  • Exterior features: Sprinkler System,Gutter(s),Other/See Remarks
  • Fencing: Wood

Lot

  • Lot size: 0.25 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Drought
    DroughtRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Drought
Heat Wave
Ice Storm
Lightning
Tornado
Winter Weather
Hail
Inland Flooding

FEMA Declared Disasters Across Texas Counties

Flood
Hurricane
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$294$3,528
Property Taxes $253$3,036
Electricity $238$2,859
Total$2,403$28,836
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$82,388/yr
40% on housing$72,090/yr
45% on housing$64,080/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 4.1%
4.1%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 75789$195
Cherokee County$183

vs Homes Sold Last Month

Median $/sqft

ZIP 75789$173
Cherokee County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Price change$320,000
2026-07-02Listed for sale$325,000
2025-09-24Sold--
2025-09-17Pending sale$48,900
2025-04-24Listed for sale$48,900

New Construction

AgentConner Brown
BrokerageIgnite Real Estate Group

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